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» 2014, so they will do whatever it takes to get a home under contract before the spring." At the same time, the less competitive markets are seeing a shift in the buyer/seller dynamic. For example, in Washington, D.C.—where 44 percent of Redfin offers went against other bids in October—sellers are working harder to gain attention. "I've recently received a few phone calls from agents whose listings I have shown to my clients," said agent Philip Gvinter, who works in the nation's capital. "They're trying to gauge my clients' interest in the home, and some simply ask what it will take to get my client to write an offer. It's been more than a year and a half since I've received a call like that." KNOW THIS Of the 26,399 HAMP mod loans in Washington, 27% have redefaulted, according to Treasury. VISIT US ONLINE @ DSNEWS.COM SAVE THE DATE LEGAL LEAGUE 100 SERVICER SUMMIT APRIL 17, 2014 | RITZ-CARLTON, DALLAS 04.17.2014 Wyoming rank: 51 90+ Day Delinquency Rate Foreclosure Rate october 2013 1.2% Unemployment Rate 0.6% 4.6% year ago 1.3% 0.6% 5.1% year-over-year change -7.6% 1.5% -9.8% Top County Weston county 90+ Day Delinquency Rate Foreclosure Rate october 2013 1.0% 1.4% year ago 1.1% 0.4% year-over-year change -1.6% 283.4% Top Core-Based Statistical Area gillette, Wy 90+ Day Delinquency Rate Foreclosure Rate october 2013 1.8% 1.2% year ago 2.4% 0.7% year-over-year change -23.0% 66.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the October 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary October 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. 143

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