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Morris, Hardwick & Schneider, LLC Mark H. Wittstadt, Managing Partner – Default; Kenneth D. Daniel, COO – Default; Gerard Wm. Wittstadt Jr., Partner and General Counsel – Default Morris, Hardwick & Schneider, LLC (MHS), is a multistate, full-service real estate law firm located in the Midwest, Mid-Atlantic, and Southeastern United States. MHS has more than 160 attorneys, more than 800 employees, and more than 50 geographical offices. MHS is one of the largest real estate closing and default services firms in the nation providing end-to-end services in the states of Alabama, Tennessee, Georgia, Florida, Maryland, Virginia, West Virginia, Deleware, Indiana, Ohio, and Washington, D.C. REO services also include Mississippi, North Carolina, South Carolina, and Kentucky. Management of the firm is led by three managing partners—Nat Hardwick, Mark Wittstadt, and Gerard Wittstadt, who have an average of more than 20 years' of experience in the retail closing, title, REO, and default legal services business. MHS' default operations are managed by Kenny Daniel, who has more than 30 years of mortgage banking, loan servicing, risk management, customer management, and default administration experience. MHS provides an end-to-end solution from retail closing through REO disposition for the mortgage and banking industry. These services include retail closings, deed-in-lieu of foreclosure and short sale, foreclosure, bankruptcy, eviction, litigation, REO title and resolution, and REO closings/settlements, among other services. CONTACT INFORMATION: 3560 Lenox Road N.E., Suite 3000 » Atlanta, GA 30326; 404.961.9000 (p); 678.946.0315 (f) www.closingsource.net » Kenneth D. Daniel, kddaniel@closingsource.net 82

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