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Alabama Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C. 420 20th St. N. Suite 1400 Birmingham, AL 35203 CONTACT: Linda S. Finley PHONE: 404.589.3408 FAX: 404.238.9608 E-MAIL: lfinley@bakerdonelson.com WEBSITE: bakerdonelson.com SERVICES: Offering decades of experience, Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C., works closely with lending and servicing clients to find creative, cost-, and time-effective solutions to their problems. The firm manages large portfolios of litigation and is known for its ability to quickly resolve complicated legal issues and return loans to performing status. Recognizing today's industry climate, the firm stands ready to develop strategies to resolve disputes and minimize exposure. With its 80-plus lawyers across 19 Southeastern offices, the firm's attorneys know the courts, the issues, and the opposition. Dumas & McPhail, LLC 126 Government St. Mobile, AL 36602 CONTACT: Kent McPhail PHONE: 251.438.2333 FAX: 251.438.2367 E-MAIL: kent@dumasmcphail.com WEBSITE: dumasmcphail.com SERVICES: Founded in 1994, the law firm of Dumas & McPhail, LLC, (D&M) has established a reputation in the Southeastern United States as a firm that produces real results in the representation of creditors and in default servicing. D&M actively practices in Alabama, Florida, and Mississippi, and the firm's main focus areas include foreclosure, REO services, bankruptcy, real estate closings and title litigation, replevins, subrogation, and commercial and consumer litigation. 96 Jauregui & Lindsey, LLC Sirote & Permutt, P.C. 2110 Devereux Circle Birmingham, AL 35243 CONTACT: Michael Lindsey PHONE: 205.970.2233 FAX: 205.970.3886 E-MAIL: mlindsey@jandllawfirm.com WEBSITE: jandllawfirm.com SERVICES: Jauregui & Lindsey, LLC, is a creditors' rights law firm that specializes in supporting the mortgage banking industry. The firm provides default services support for lenders and investors for their properties located throughout Alabama and Mississippi. The firm is dedicated to providing timely, efficient, and accurate services for the foreclosure, bankruptcy, eviction, and REO needs of its clients. 2311 Highland Ave. S. Birmingham, AL 35205 CONTACT: Jerry Held PHONE: 205.930.5151 FAX: 205.212.3873 E-MAIL: jerryheld@sirote.com WEBSITE: sirote.com SERVICES: Sirote & Permutt is a full-service corporate and banking law firm with offices in Alabama and Florida. The firm's Mortgage Banking Group consists of approximately 40 mortgage banking attorneys, including approximately 25 mortgage litigators and 175 support personnel. The firm provides a full array of mortgage services, including foreclosures, bankruptcies, REO closings, evictions, regulatory compliance, and complex litigation. Sirote's mortgage banking litigation attorneys have a 65-year history of trying cases for the financial services and mortgage banking sector, defending individual and class actions alleging violations of FDCPA, TILA and RESPA. McCalla Raymer, LLC Two N. 20th St. Suite 1310 Birmingham, AL 35203 CONTACT: Marty Stone PHONE: 678.281.6500 FAX: 678.281.6501 E-MAIL: ms@mccallaraymer.com WEBSITE: mccallaraymer.com SERVICES: McCalla Raymer, LLC, is a full-service residential and commercial real estate firm with more than 31 years specializing in bankruptcy, foreclosure, eviction, commercial transactions and workouts, complex litigation, and closing services. The firm's representative clients include Fannie Mae and Freddie Mac in Georgia, Florida, and Alabama. See pages 62-63 for photo profile Rubin Lublin, LLC 100 Concourse Parkway Suite 125 Birmingham, AL 35244 CONTACT: Glen D. Rubin PHONE: 770.246.3301 FAX: 404.592.9064 E-MAIL: grubin@rubinlublin.com WEBSITE: rubinlublin.com SERVICES: Rubin Lublin, LLC, offers a full array of services to its mortgage banking and title insurer clientele in both residential and commercial matters throughout Alabama, Georgia, Tennessee, and Mississippi. It offers representation to its lenders and title companies from loan originations to foreclosure, bankruptcy, and beyond to the disposition of REO. In its compliance and real estate/ title litigation areas, it offers bigfirm expertise and capabilities with the personalized service of a boutique firm. Stephens Millirons, P.C. 120 Seven Cedars Drive P.O. Box 307 (35804) Huntsville, AL 35802 CONTACT: Rebekah Pugh Beal PHONE: 256.382.5500 FAX: 256.536.9488 E-MAIL: rbeal@smpclaw.com WEBSITE: smpclaw.com SERVICES: Stephens Millirons, P.C., is a full-service law firm practicing in all areas of default servicing, including foreclosure, bankruptcy, ejectment/eviction, REO closings, curative title, and default servicing related litigation. The firm has represented national and local banks, mortgage lenders, servicers, and investors in all aspects of default servicing throughout the state of Alabama for more than 40 years. Arizona Folks & O'Connor, PLLC 1850 N. Central Ave. Suite 1140 Phoenix, AZ 85004 CONTACT: Larry O. Folks PHONE: 602.256.5906 FAX: 602.256.9101 E-MAIL: folks@folksoconnor.com WEBSITE: folksoconnor.com SERVICES: Folks & O'Connor, PLLC, offers legal services to protect the Arizona interests of banks, mortgage servicers, and other lending institutions concerning commercial and consumer bankruptcy, foreclosure, and creditors' rights litigation cases. The firm represents several of America's largest mortgage lenders on a high-volume basis regarding residential mortgage loss mitigation, foreclosure, eviction, and bankruptcy cases and is well-versed in compliance with servicer timelines and electronic billing and reporting. Houser & Allison, APC 9970 Research Drive Irvine, CA 92618 CONTACT: Eric D. Houser PHONE: 949.679.1111 FAX: 949.679.1112 E-MAIL: ehouser@houser-law.com WEBSITE: houser-law.com SERVICES: Houser & Allison, APC, focuses on providing high-quality litigation services with big-firm results, but not at big-firm prices. It has offices in California, New York, Massachusetts, New Jersey, Oregon, Washington, Nevada, and Arizona. The firm is dedicated to the goals of each one of its clients. The firm is a proud member of the legal profession and is grateful for the opportunity to serve its clients. See page 74 for photo profile Law Offices of Les Zieve 40 N. Central Ave. Suite 1400 Phoenix, AZ 85004 CONTACT: Reyna Joyner PHONE: 714.848.7920 ext. 333 FAX: 714.908.7785 E-MAIL: info@zievelaw.com WEBSITE: zievelaw.com SERVICES: Law Offices of Les Zieve is a respected full-service law firm, which primarily represents both large- and small-volume financial institutions and mortgage loan servicers in all areas of creditors' rights and default-related legal services. Its practice areas include foreclosure, bankruptcy, eviction, civil and transactional litigation,