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» VISIT US ONLINE @ DSNEWS.COM 61 LENDER/SERVICER PROFILE BankUnited REGIONAL Sources: Bankunited.com (1/26/2014) Take a look inside the numbers S T A T E S S E R V I C E D * STATES SERVICED » As of December 31, 2013, of Bank United $7.6B new loans: » $3.2B were in Florida » $1.6B were in New York RECOGNITION » In 2013, Bank Director magazine named BankUnited the top- performing, publicly-owned mid-sized bank in America. This accolade recognizes BankUnited first among banks with assets between $5 billion and $50 billion. » Named to the No. 1 spot in the SNL 2012 regional bank ranking of best performing regional banks on the financial data of its wholly-owned subsidiary BankUnited, N.A. BankUnited received this recognition on its first year of eligibility. » Included in the top 10 of Forbes Magazine's list of "Best Banks in America 2012" » Earned superior five-star ratings from Independent research firm BauerFinancial KNOW THIS According to Bank United's 2013 Results, for the quarter and year ended December 31, 2013, foreclosure and OREO expenses were $3.0 million and $10.4 million, respectively, as compared to $5.4 million and $20.3 million for the quarter and year ended December 31, 2012. COMPANY VITALS Headquarters: Miami Lakes, Florida Phone: 877.779.2265 Online: Bankunited.com BankUnited, established on May 21, 2009, formed after John A. Kanas led a team of investors in the acquiring the assets and most of the liabilities of the former BankUnited, FSB from the Federal Deposit Insurance Corporation (FDIC). The group fueled $900 million in the re-organization of the company. On January 28, 2011, BankUnited Inc. began trading on the New York Stock Exchange under the symbol BKU. The initial public offering was the largest for a U.S. bank in history, according to the company's site. BankUnited has more than $12 billion in assets and more than 95 branch locations and focuses on the financial needs of growing companies and their executives, consumers, and commercial and middle- market businesses in Florida's coastal regions. The bank offers a broad range of tools for businesses, online services, and traditional depository and lending products. COMPANY'S LATEST January 23, 2014 BankUnited Loans Surge $1.2B, Profits Dip BankUnited showed strong loan growth in the fourth quarter, although more in New York than in Florida, as its profits declined. The Miami Lakes-based company (NYSE: BKU), the owner of the largest bank based in South Florida, had net income of $52.4 million, or 50 cents per share, which beat the average stock analyst estimate of 46 cents per share. However, it was less than its net income of $54.3 million, or 52 cents per share, in the third quarter and its net income of $62.5 million, or 61 cents per share, in the fourth quarter of 2012. BankUnited took a $12.5 million expense to reserve for future loan losses in the fourth quarter, up from $2.6 million in the third quarter. That's one reason why its profits declined. The bank grew its loans by $1.24 billion during the fourth quarter to reach $8.98 billion. Its loan portfolio surged by $3.47 billion, or a sizzling 62 percent, throughout 2013. The bank's portfolio is a mix of loans it picked up from a failed bank in 2009 and " new loans" that BankUnited originated since it was formed that year. It reported new loans grew by $3.9 billion in 2013, including growth of $1.3 billion in the fourth quarter. New York accounted for $720 million of its new loan growth in the fourth quarter, compared to $247 million for Florida. -South Florida Business Journal January 8, 2014 BankUnited gives $10K to help small biz in Sarasota, Manatee A $10,000 donation by BankUnited is designed to fund participation in a program for entrepreneurs in Sarasota and Manatee counties BankUnited donated the money to the Florida Small Business Development Corp. at University of South Florida. The SBDC runs an Entrepreneurship Academy which consists of a series of eight classes, and ends with participants assigned to consultants for personal guidance in their business ventures, a statement said. The funding will provide additional resources as the SBDC launches a new subcenter with USF-Sarasota-Manatee, Eileen Rodriguez, regional director of the SBDC, said in the statement. -Tampa Bay Business Journal KEY PERSONNEL John Kanas Chairman, President, CEO John Bohlson Senior Advisor to the Chairman of the Board of Directors Rajinder P. Singh COO Leslie Lunak CFO Staffing » 99 banking centers in 15 Florida counties » 6 banking centers in the New York metropolitan area SERVICING SUMMARY* Net Income: » Q4 2013: $52.4M, or $0.50 per diluted share » Q4 2012: $$62.5M, or $0.61 per diluted share » Year Ended December 31, 2013: $208.9M, or $2.01 per diluted share » Year Ended December, 2012: $211.3M, or $2.05 per diluted share Net Interest Income: » Q4 2013: $164.3M » Q4 2012: $174.6M » Year Ended December 31, 2013: $646.2M » Year Ended December, 2012: $597.6M Loan Growth » Q4 2013: Loans grew by $1.3B » Year Ended December 31, 2013: Loans grew by $3.9B to $7.6B VERBOSITY "Organic growth continues to drive our Company's success in all of our markets. We are particularly pleased with the early success of our New York operations and expect this momentum to continue in the future." —John Kanas (BankUnited Chairman, president, and CEO on 2014 outlook) Florida, New York *As of Q3 2012

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