4
This Month
FROM OUR DESK . . . . . . . . . . . . . . . . . . . . . 2
DS JOURNAL
New mortgage risk exposes market
vulnerabilities, Cordray applauds
new rules, shadow inventory shrinks,
regulations inspire criticism, short sales
myths dispelled, and much more . . .11
MOVERS & SHAKERS . . . . . . . . . . . . . . . .32
STATE OF AFFAIRS
With this issue, the state section has
been redesigned to better present
impactful local market . . . . . . . . . . . . .75
COVER STORY
COST OF
COMPLIANCE:
COMMUNITY-BASED
SERVICING
e default servicing space is narrowing
under new legislated regulations.
By Barry Hays . . . . . . . . . . . . . . . . . . . . . .46
POINT/COUNTERPOINT
SOLVING THE
INVESTOR/FIELD
SERVICES PUZZLE
Investors and field services professionals
find ways to work together to improve
communities.
By Carol Guy and Bryan Lysikowski . .50
SPECIAL SECTION
THE 2014
LENDERS AND
SERVICERS GUIDE
DS News' annual guide profiles the
industry's top-rated lenders and
servicers . . . . . . . . . . . . . . . . . . . . . . . . . . .53
Contributors
CAROL GUY is the manager of acquisi-
tion and sales for Blue Spruce Entities
in South Dakota. As a Dallas native,
Guy has assisted in acquiring REO
assets since 2002, using her expertise to
market, sell, and dispose of distressed
properties for many lenders. Being in the
real estate mortgage banking industry
for more than 25 years, she is an asset
to the current strategies involved in
REO liquidation. In her law firm days,
Guy handled many multimillion-dollar
commercial workouts and closings
throughout Texas and New York.
BARRY HAYS Barry Hays is co-founder
and SVP of TeleVoice, a provider of
customized telephony solutions, includ-
ing interactive voice response (IVR),
computer telephony integration (CTI),
and single point of contact (SPoC) to the
financial services industry.
BRYAN LYSIKOWSKI is an industry
veteran bringing nearly two decades of
experience in the real estate and property
renovation industries. As CEO and
co-founder of ZVN Properties, Inc.,
a national property preservation firm,
Lysikowski has succeeded in growing a
small regional company into one of the
nation's leading field service providers.
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F E B R U A R Y 2 0 1 4 C o n t e n t s D S N E W S . C O M