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76 SPECIAL ADVERTORIAL SECTION SHORT SALE TECHNOLOGY/OUTSOURCER PROFILE 76 RES.NET KEY PERSONNEL Keith Guenther Founder and CEO Michael Bull CFO Dustin Sauter CTO Angela Hurst SVP, Business Development Rob Pajon VP, Product and Marketing Staffing » Number of Employees: 85 RES.NET Community » Short Sale Portal » REO Portal » Valuation Portal » Agent Portal » Vendor Portal » Homeowner Portal » Buyer Portal CORPORATE DETAILS: 25520 Commercentre Drive, Floor 1, Lake Forest, California 92630 | 800.760.7036 | support@res.net | res.net COMPANY DESCRIPTION: RES.NET is a wholly owned subsidiary of US Real Estate Services and provides a virtual meeting place where buyers, sellers, agents, mortgage servicers, and vendors can communicate around a transaction. With every step managed online, RES.NET keeps the real estate process running smoothly to ensure optimal efficiency and a faster, more transparent experience. COMPANY HISTORY: In 2003, RES.NET became a wholly owned subsidiary of US Real Estate Services and a leader in today's real estate technology. RES.NET serves more than 200,000 real estate professionals by offering an all-encompassing servicer technology suite including REO, Short Sale, and Valuation Enterprise applications for servicers, investors, hedge funds, and asset management companies. REGULATORY COMPLIANCE: In today's regulatory environment, it is vital to remain compliant with not only current CFPB rules, but also any new regulations or alterations that the future may hold. RES.NET's custom workflow, approval engine, and reporting capabilities provide the servicers with the tools to augment their business practices and remain compliant at all times. CUSTOMIZABLE WORKFLOW » No custom development required » Set up and activated in hours, not months » Define workflow tasks, reminders, and documentation based upon your process » Add new fields to capture data on which your organization relies » Link custom tasks and fields to create a completely customized workflow APPROVAL ENGINE » Use the approval-request escalation matrix for requesting and approving listing terms, listing price changes, counter offers, and HUDs » Approval-level privileges can be configured to vary based on FMV or property grade » Four different approval request types ensure consistency throughout the transaction » Provides a clear audit trail for each approval request REPORTING » User Interface Level – Custom Reports: 350 available query fields, with export capability to Excel or PDF format » User Interface Level – 16 Standard Reports » Data Base Level – ODS (Operational Data Store) » Data Base Level – Custom Reports Delivery FLEXIBLE SHORT SALE PROCESS INITIATION » Short Sale Portal facilitates the three most common models for initiating a short sale » Using RES.NET's proprietary connection tool, RES.NET Connect, the parties connected to the transaction communicate seamlessly and electronically via separate, user-specific portals ROBUST ADMINISTRATION » Set up new portfolios » Manage granular user privileges » Edit workflows, roles, and escalation rule sets on a portfolio level » Set up custom task templates specific to your process and documentation requirements EFFICIENT DOCUMENT GATHERING » Short Sale package can be compiled/completed by either agent or homeowner via Short Sale Request task » Homeowner financials are collected via tasking » All documentation is stored in an easy-to-use document library OFFER MANAGEMENT » Offer can be entered by either buyer's agent or listing agent, ensuring asset owner is presented with ALL offers » Negotiator can electronically reject, counter, request highest and best, and/or escalate the offer for approval INTEGRATED MESSAGE CENTER » Track communication between your organization and outside parties » Eliminates the need for external applications for property specific email and comments » All messages are related to the property for ease of audit National coverage including U.S. Virgin Islands, Puerto Rico, and Guam Lake Forest, California Corporate Headquarters

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