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Error Message: HAMP and HARP Struggle to Meet Goals

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16 EXPOSURE SEEN ON THE SCENE FIVE STAR GOVERNMENT FORUM The fifth annual Five Star Government Forum brought together leaders in the mortgage servicing industries with government representatives in a way that spurred honest conversation, influencing policy and paving the way for progress. This groundbreaking platform for open dialogue saw the greatest minds in the business interact, and engage, working together to shape the future of the mortgage servicing industry. Leading mortgage servicers, lenders, government agencies, regulators, lawmakers, and service providers assembled at The Newseum in Washington, D.C., on March 25, 2014. Thought leaders included Edward J. DeMarco, the former acting director of the Federal Housing Finance Agency, who delivered the keynote; Randy Neugebauer (R-Texas), who presented a Congressional update on pending legislation and agenda; Theodore W. Tozer, president, Ginnie Mae; Allsion Brown, program manager, Consumer Financial Protection Buereau; Alan Jaffa, CEO of Safeguard Properties; and Mark Palim, VP of Applied Economic and Housing Research for Fannie Mae, who presented insightful GSE updates, among other guests. 1. Theodore W. Tozer, president, Ginnie Mae 2. Congressman Randy Neugebauer (R-Texas), giving a Congressional update on pending legislation and agenda 3. Ed Delgado, President and CEO of the Five Star Institute emceed the event. 4. Ed DeMarco - former senior deputy director of FHFA delivering his keynote. 5. Attendees at the compliance panel. 6. Congressman Randy Neugebauer (R-Texas) 7. Brian Montgomery, chairman of the Collingwood Group speaking to the room. 1. 2. 3. 4. 6. 5. 7.

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