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82 STATE OF AFFAIRS: MIDWEST » Illinois RANK: 7 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2014 2.44% 3.07% 8.4 YEAR AGO 2.89% 5.33% 9.2 YEAR-OVER-YEAR CHANGE -15.6% -42.4% -0.8 Top County HANCOCK COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 5.36% 7.55% YEAR AGO 3.30% 5.74% YEAR-OVER-YEAR CHANGE 62.5% 31.7% Top Core-Based Statistical Area LINCOLN, IL 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 3.47% 6.13% YEAR AGO 3.17% 8.18% YEAR-OVER-YEAR CHANGE 9.4% -25.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Illinois Re/Max Professionals 630.679.5417 Office 630.768.5175 Cell edjrsellsreos@wearepros.com 484 W. Boughton Rd., Suite C Bolingbrook, IL 60440 Follow my listings on Twitter: twitter.com/Ed_Lukasik_Jr www.elukasikjr.illinoisproperty.com Edward Lukasik Jr. Broker/ Owner Indiana RANK: 18 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2014 2.64% 2.20% 5.9 YEAR AGO 2.85% 3.42% 7.9 YEAR-OVER-YEAR CHANGE -7.5% -35.5% -2 Top County CASS COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 3.90% 4.32% YEAR AGO 3.52% 6.00% YEAR-OVER-YEAR CHANGE 10.9% -27.9% Top Core-Based Statistical Area LOGANSPORT, IN 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 3.90% 4.32% YEAR AGO 3.52% 6.00% YEAR-OVER-YEAR CHANGE 10.9% -27.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Iowa RANK: 25 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2014 1.51% 1.71% 4.5 YEAR AGO 1.57% 2.51% 4.8 YEAR-OVER-YEAR CHANGE -3.5% -31.8% -0.3 Top County JONES COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 2.47% 4.21% YEAR AGO 1.43% 3.64% YEAR-OVER-YEAR CHANGE 73.1% 15.4% Top Core-Based Statistical Area CLINTON, IA 90+ Day Foreclosure Delinquency Rate Rate MARCH 2014 2.83% 3.65% YEAR AGO 3.40% 4.24% YEAR-OVER-YEAR CHANGE -16.8% -13.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS HUD and Dubuque Settle Allegations of Discrimination e U.S. Department of Housing and Urban Development (HUD) announced an agreement with the city of Dubuque, Iowa, settling allegations that the city discriminated against African-Americans. e agreement stemmed from allegations of discrimination in the administration of the city's Housing Choice Voucher Program. A review conducted by HUD in June 2011 found that Dubuque had imposed policies that discriminated against voucher applicants based on their race. "Specifically, the review found that, in response to racial tensions and concerns about crime, the city established a residency prefer- ence point system that effectively imposed a residency requirement, putting those from predominantly African-American areas at a disadvantage," the government agency said in a release. Dubuque's system awarded points to ap- plicants on a cumulative basis. ose living within the city received 30 points applicants within the county 20 points and applicants within the state of Iowa received 15 points. However, due to the cumulative nature of the point system, in-city applicants received significantly more points than their county or out-of-state counterparts—65 points to 45 and 15 points, respectively. Additionally, the city restricted applications to the program to individuals who qualified for one of the local preference points. A review by HUD found "that applicants from the Chicago area who were adversely af- fected by the residency requirements differed markedly from applicants from within Iowa in one way: race." After limiting eligibility for the program, the city stopped issuing vouchers, decreasing the size of the program by approximately 200 vouchers while simultaneously purging the wait list—removing 90 percent of applica- tions from African-Americans in 2010. e new policy left only elderly or disabled out-of- state residents eligible. "HUD makes certain that people from all communities are given equal and meaning- ful access to taxpayer-funded programs," said Bryan Greene, HUD acting assistant secretary for Fair Housing and Equal Op- Flipped houses in Illinois accounted for 3.4 percent of total sales in the first quarter of 2014, according to RealtyTrac. KNOW THIS