DS News

Pass or Fail

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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2 ummer is here. ere's no doubt about it. After a fitful Spring that saw the carry-over of depressed home sales and frozen home construction from a brutal winter, the weather is definitely warming up. But while we get ready for our favorite summer activities—some quality time spent around the grill or lounging by the pool or lake—there is a long held summer tradition that most of us have forgotten about as we get farther and farther from it. Each summer was punctuated by an either celebratory or panic-stricken event, one that either brought reprieve from a summer spent doing chores or added more to-dos to an already lengthy list. I'm talking about the late May, early June assessment of an entire semester's work—e Report Card. While many remember the end of the year report card as an assessment of hard work, diligence, and overall scholastic achievement, some weren't so lucky. Naturally, DS News readers were always at the top of the class. Assessment is important for progress; for realizing goals made and goals met. To that end, DS News presents its own scorecard for a huge swath of government agencies that currently shape and impact the mortgage industry. We took a look at the GSEs, and assessed Fannie and Freddie's progress from their conservatorship onward. We looked at the Federal Housing Administration, investigating relevant data points for the agency's activities. We were curious—how are the governmental agencies that most affect the mortgage industry living up to their stated missions and goals? While we would have all liked to get an A+ in all of our classes, not all of our agencies fared as well as they could have. ere is some room for improvement. We present our review for our reader's careful consideration as watchful stewards of the mortgage industry in the past and going forward. We also like feedback as well; it is, after all, how we learn, grow, and continue to bring you the most relevant in default servicing news. Feel free to let us know our grades this time of year at editor@dsnews.com, or find us on your social media platform of choice: Twitter, Facebook, or LinkedIn. Your DS News Editorial Team Summer Break default servicing | in print and online VOL. 12 NO. 7 No part of this publication may be reproduced without written permission from the publisher. ©2014 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. PUBLISHER ACTING EDITOR-IN-CHIEF DESIGN DSNEWS.COM VIDEO EDITOR STAFF WRITERS CONTRIBUTING WRITERS COPY EDITORS ADVERTISING DS NEWS BLACK BOOK AND LEGAL LEAGUE 100 SOCIAL MEDIA CIRCULATION Mark Hulme Ashley R. Harris Jonathon Won Jordan Funderburk Tory Barringer, Colin Robins Sandra Lane, Chris Sabbe, Allan Weiss Alison Rich Robyn Clayton: 214.525.6716 Courtney Coffey: 214.525.6781 Dina Duncan: 214.525.6728 Thomas Griffin: 214.525.6754 David Hoierman: 214.525.6728 Kevin McCrea: 214.525.6756 Jason Myers: 214.525.6760 David Vandecar: 214.525.6745 Kelli Snowgren: 214.525.6786 Blake Stepan Rebecca McDowell f o r m e rl y m a g a z i n e Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF ACCOUNTING MARKETING DESIGN PRODUCTION Mark Hulme Ed Delgado John Harrison Ernest Gillespie Matt Whiteley Sean Walker Jason Stone Jonathon Won Denis Kashoid Luke Rose FROM OUR DESK

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