DS News

4 This Month FROM OUR DESK . . . . . . . . . . . . . . . . . . . . . 2 DS JOURNAL Legal Action Possible for Excessive Lender-Placed Insurance Rates, Survey: is the Country Still in a Housing Crisis?, Interest Rate Resets a Concern for Modified Mortgages, Foreclosure Inventory Continues to Decline in April, and much more ….. 7 MOVERS & SHAKERS . . . . . . . . . . . . . . . .24 STATE OF AFFAIRS e State of Affairs section presents impactful local market information at your fingertips . . . . . . . . . . . . . . . . . . . . .77 COVER STORY GOVERNMENT PROGRESS REPORTS A comprehensive look at the agencies and programs that are aiding the housing recovery. By Sandra Lane . . . . . . . . . . . . . . . . . . .49 DATA & RESEARCH UNDERSTANDING HOME VALUE TRENDS TO AVOID LOSSES Better knowledge and forecasting of home-pricing trends could have prevented a great deal of damage caused by the subprime lending crisis. By Allan Weiss . . . . . . . . . . . . . . . . . . . .64 SPECIAL SECTION RISK MANAGEMENT & DUE DILIGENCE GUIDE DS News' annual guide profiles the industry's top-rated risk management and due diligence providers . . . . . . . .71 Contributors SANDRA LANE has extensive experience covering the default servicing industry. She contributed regularly to DS News' predecessor, REO Magazine, from 2004 to 2006, covering local market trends, the effects of macroeconomic shifts on market conditions, and "big-picture" analyses of industry-driving indicators. But her understanding of the mortgage and real estate business extends even beyond those precrisis days. She is a former real estate broker and grew up in what she calls "a real estate family." A journalism graduate of the University of North Texas, she has written for various newspapers, trade journals, and major corporations.. ALLAN WEISS is Founder/CEO of Weiss Residential Research, creator of house specific price indexes and forecasts. Weiss is also co-founder and former CEO of Case Shiller Weiss, producer of the S&P Case Shiller Home Price Indexes and forecasts. Weiss is co- inventor of Macro Securities, recipient of the Time magazine award for one of the best inventions of 2008. He has been interviewed and consulted by national media, including e Wall Street Journal, e New York Times, the Washington Post, and CNBC, as an expert in residential market trends and financial products. Join the Conversation Do you have a suggestion, story idea, or feedback you'd like to share with DS News readers? Help shape our next issue and e-mail Editor@DSNews.com. J U L Y 2 0 1 4 C o n t e n t s D S N E W S . C O M 47 36 62 In the housing recovery there is no pass/fail. See who's head of the class and see who needs summer school.

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