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ยป VISIT US ONLINE @ DSNEWS.COM 83 Indiana RANK: 18 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2014 2.63% 2.07% 5.7 YEAR AGO 2.72% 3.19% 7.8 YEAR-OVER-YEAR CHANGE -3.3% -35.1% -2.1 Top County CLAY COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 3.87% 4.39% YEAR AGO 4.15% 3.86% YEAR-OVER-YEAR CHANGE -6.7% 13.6% Top Core-Based Statistical Area NEW CASTLE, IN 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 2.74% 3.82% YEAR AGO 3.08% 5.32% YEAR-OVER-YEAR CHANGE -11.1% -28.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary April 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Iowa RANK: 25 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2014 1.48% 1.61% 4.3 YEAR AGO 1.44% 2.35% 4.7 YEAR-OVER-YEAR CHANGE 2.8% -31.3% -0.4 Top County LOUISA COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 1.28% 5.14% YEAR AGO 2.97% 4.75% YEAR-OVER-YEAR CHANGE -56.9% 8.3% Top Core-Based Statistical Area CLINTON, IA 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 2.51% 3.57% YEAR AGO 3.07% 4.28% YEAR-OVER-YEAR CHANGE -18.1% -16.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary April 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Kansas RANK: 32 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2014 2.06% 1.10% 4.8 YEAR AGO 1.96% 1.61% 5.5 YEAR-OVER-YEAR CHANGE 4.8% -31.3% -0.7 Top County GEARY COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 3.74% 2.83% YEAR AGO 4.03% 2.31% YEAR-OVER-YEAR CHANGE -7.1% 22.7% Top Core-Based Statistical Area ATCHISON, KS 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 3.60% 2.59% YEAR AGO 2.45% 3.44% YEAR-OVER-YEAR CHANGE 47.0% -24.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary April 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Michigan James Criteser, CPDE REMAX PERRETT ASSOC. INC. 317 E Columbia Avenue, Battle Creek, MI 49015 269.441.5575 Direct 269.441.5246 Fax 269.209.7330 Cell www.realestateagentbattlecreek.com Jimmyparts@AOL.com PERRETT ASSOC. INC. Michigan RANK: 38 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2014 2.06% 0.85% 7.4 YEAR AGO 2.37% 1.38% 8.8 YEAR-OVER-YEAR CHANGE -12.9% -38.2% -1.4 Top County LUCE COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 1.48% 2.59% YEAR AGO 1.06% 1.52% YEAR-OVER-YEAR CHANGE 39.7% 69.9% Top Core-Based Statistical Area ALMA, MI 90+ Day Foreclosure Delinquency Rate Rate APRIL 2014 3.43% 2.51% YEAR AGO 3.33% 2.09% YEAR-OVER-YEAR CHANGE 2.9% 20.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary April 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. has a defect and provides a windfall to the omitted junior lienholder to request that its interest be paid since its interest has not been terminated. e omitted junior lienholder understands that its lien can be terminated but only if the senior mortgagee files another foreclosure action and follows the process and timelines. e cost for this might be such that a payment will be made to the omitted junior lienholder in some amount. is bill seeks to level the playing field. In the event an omitted junior lienholder is discovered, it creates an expedited way to terminate that interest. It sets forth that the junior lienholder, once served, can either pay the senior lienholder and take title to the property, effectively exercising redemption rights, or have its lien terminated. is is a relatively quick process, and as a result, the advantage that the junior lienholder had in terms of time is removed. is bill will allow law firms, on behalf of their clients, to clear any title issues that may crop up after the foreclosure in an expedi- tious manner. As of this writing, technical amendments added to the bill in the House must be approved by the Senate, but the bill is expected to be approved by both chambers and the governor. Total homes for sale in Detroit, Michigan as of April 2014 Source: Zillow Real Estate Research STAT INSIGHT 13,903