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Housing's Golden Investment or Fairy Tale?

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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12 THE APP SPECTRUM TECHNOLOGY FOR DEFAULT SERVICING PROFESSIONALS ON-THE-GO Paperwoven When brokering deals and doing work, remembering your social graces can be important. In an age when emails are taking over, Paperwoven makes it easy to send traditional, time-honored "thank-you" cards through the mail. With a large database of art ranging from quirky to serene, childish to mature, and all truly artistic, the cards you send will never be generic. And, thanks to the year-after-year feature of the app, you can have cards sent automatically for birthdays and holidays, earning respect with family, clients, and bosses. [$4 per card or $2 with subscription, iPhone, iPad] Alphega e Web is no longer confined to bulky desktops. What was once accessible only through stationary gateways now surrounds us and moves with us as wireless networks, mobile devices, and social media bring locality to the Internet. Alphega, an app available on Android and Windows phones, uses your current location to generate a map of social media updates from Twitter, Instagram, and Facebook that allows you to visually perceive the online community around you. Don't know what attractions surround a particular house or city? Check your 3-D map and see just what people are saying about everything around you. [ free, Android, Windows] 360 Panorama is app for Blackberrys makes it possible to take panoramic images with the built-in camera, a function that is lacking in some models. Perfect for capturing the width and breadth of home interiors and outdoor amenities, this app expands the possibilities for visual media advertising for real estate agents and sellers. [$3, Blackberry] Agent Some apps try to do a little of everything, and Agent succeeds. is app is capable of reading aloud incoming text messages when you're in your car and gives you the chance to record text responses verbally. When you park, Agent can make a map beacon to guide you back to your car later. During the night, it can screen calls so that only designated people can wake you. If you schedule a meeting with Agent, it will make sure your phone doesn't ring while the meeting is in progress. e best part of all is that this multitalented personal assistant is free to download and use. [ free, Android] iHandy Level Free If you ever find yourself in need of a leveling tool but don't have one, now your phone works just as well. is simple-to-use app accesses your phone's accelerometer—it knows which way is "down"—to tell you just how off-kilter something is. You'll be tempted to check the art hanging on the wall, the table surfaces in your house, and naturally you'll want to see if the corners are actually at right angles to each other. e iHandy Level app is useful for anyone who makes improvements to homes. [ free, iPhone]

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