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ยป VISIT US ONLINE @ DSNEWS.COM 99 for equal housing policy with a special focus on housing discrimination. For its part, Cyprexx responded directly to DS News regarding the complaint, stating un- equivocally that the allegations were "frivolous and without reasonable merit" and lamenting the fact that NFHA did not contact it directly in order to address the group's concerns. "While the NFHA has a key role in this country in ensuring Fair Housing laws are enforced, one would hope this does not give them clearance to make unfounded allega- tions, and we fully expect that an investiga- tion will find no basis for these claims against Cyprexx," the company said in a statement. Filing complaints against Fannie Mae contractors has become somewhat of a cot- tage industry for NFHA as it pursues what it describes as the "failure of Fannie Mae's field-service vendors to properly maintain vacant foreclosures in neighborhoods of color nationwide." NFHA has also filed similar complaints in the way foreclosed homes are maintained and marketed against Bank of America, Deutsche Bank, and US Bank. Just this past April, Safeguard Properties, the largest mortgage field services provider in the nation and another contractor of Fannie Mae, was hit with a similar complaint from NFHA al- leging discrimination. That complaint was based on an extremely small sample size. Likewise, the more recent complaint surveyed only 175 homes spread out over four cities. Cyprexx has demanded that NFHA turn over the metrics and data on which it based its allegations. e company argues that discrimination on its part is actually impossible because the company has no demographic information involving the racial makeup of the neighbor- hoods that it serves. "Cyprexx receives assignments from our clients with no information regarding neighborhood demographics," Cyprexx said. "Our clients have uniform standards to which all properties must be cleaned and preserved. We assign our vendors and instruct them ac- cording to the same set of standards." "After servicing, properties are frequently inspected by Cyprexx and our clients, as well as by third-party inspectors," the company added. "e properties inspected are selected randomly without regard to the neighbor- hood demographics." It concluded: "We believe any responsible agency that will take the time to objectively analyze the facts regarding how Cyprexx handles assignments from our clients will come to the conclusion that the NFHA is factually incorrect in their complaint." Nebraska RANK: 49 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 1.54% 0.54% 3.6 YEAR AGO 1.54% 0.95% 4 YEAR-OVER-YEAR CHANGE -0.3% -43.1% -0.4 Top County MERRICK COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 0.91% 1.86% YEAR AGO 2.28% 1.43% YEAR-OVER-YEAR CHANGE -60.0% 30.1% Top Core-Based Statistical Area LEXINGTON, NE 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 1.70% 0.94% YEAR AGO 1.39% 1.67% YEAR-OVER-YEAR CHANGE 22.1% -43.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. North Dakota RANK: 45 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 0.55% 0.62% 2.8 YEAR AGO 0.54% 0.82% 2.9 YEAR-OVER-YEAR CHANGE 1.2% -24.8% -0.1 Top County PEMBINA COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 0.85% 2.15% YEAR AGO 0.22% 2.35% YEAR-OVER-YEAR CHANGE 292.5% -8.8% Top Core-Based Statistical Area MINOT, ND 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 0.48% 0.74% YEAR AGO 0.57% 1.05% YEAR-OVER-YEAR CHANGE -16.3% -29.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Ohio RANK: 16 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 2.57% 2.10% 5.7 YEAR AGO 2.87% 3.12% 7.5 YEAR-OVER-YEAR CHANGE -10.4% -32.5% -1.8 Top County ASHTABULA COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 3.62% 4.14% YEAR AGO 3.53% 5.44% YEAR-OVER-YEAR CHANGE 2.7% -23.9% Top Core-Based Statistical Area ASHTABULA, OH 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 3.62% 4.14% YEAR AGO 3.53% 5.44% YEAR-OVER-YEAR CHANGE 2.7% -23.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. South Dakota RANK: 43 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 0.99% 0.67% 3.7 YEAR AGO 0.81% 1.03% 3.8 YEAR-OVER-YEAR CHANGE 22.2% -35.1% -0.1 Top County MCCOOK COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 0.81% 3.79% YEAR AGO 1.45% 3.20% YEAR-OVER-YEAR CHANGE -44.2% 18.6% Top Core-Based Statistical Area RAPID CITY, SD 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 1.09% 0.92% YEAR AGO 1.02% 1.21% YEAR-OVER-YEAR CHANGE 6.4% -24.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics.