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ยป VISIT US ONLINE @ DSNEWS.COM 103 e bureau, which refers to the firm as a "debt collection lawsuit mill," leveled accusa- tions that the firm has churned out hundreds of thousands of lawsuits based on unsubstan- tiated evidence where, in some cases, the debt may not actually be owed. "e Hanna firm relies on deception and faulty evidence to drag consumers to court and collect millions," said CFPB director Richard Cordray. "We believe they are taking advantage of consumers' lack of legal exper- tise to intimidate them into paying debts they may not even owe. Today we are taking action to put a stop to these illegal debt col- lection practices." According to the complaint, the Hanna firm filed more than 350,000 lawsuits in a four-year period ranging from 2009 to 2013. e firm was able to generate the mountain of suits through the use of an automated process and work from non-attorney staff. In essence, the attorneys were only responsible for signing their name on the suit. Further, the firm is accused of filing sworn statements with the court where the person making the statement could not pos- sibly have had knowledge of the facts that he was swearing to. e firm issued a statement in response to the complaint asserting that "we strongly deny the allegations of the complaint and, moreover, the overall characterization of our law firm. Hanna completely cooperated with the bureau's investigation," the firm said, "and we are obviously disappointed by today's events." e suit is the latest in a series of enforce- ment actions by the CFPB, which could pave the way for default servicing firms to be subject to more scrutiny by the bureau. Kentucky RANK: 24 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 2.27% 1.59% 7.4 YEAR AGO 2.26% 2.18% 8.4 YEAR-OVER-YEAR CHANGE 0.8% -27.3% -1 Top County PERRY COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 5.22% 6.37% YEAR AGO 5.38% 5.09% YEAR-OVER-YEAR CHANGE -2.9% 25.1% Top Core-Based Statistical Area MOUNT STERLING, KY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 3.77% 3.92% YEAR AGO 2.58% 4.62% YEAR-OVER-YEAR CHANGE 46.2% -15.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. The RighT AgenT Makes All the DiffeRence in the World Realty World Adams & Associates 632 chestnut Street, Berea, KY 40403. Phone 859-314-7878. www.RealtyWorldAdams.com Services: REO department BPO department Property management Short Sales Inspections Relocation fastest growing real estate office in local market, woman owned, task oriented, deadline driven, proven track record of success. Sandy Adams Louisiana RANK: 21 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 3.43% 1.79% 5.4 YEAR AGO 3.28% 2.37% 6.4 YEAR-OVER-YEAR CHANGE 4.5% -24.6% -1 Top County ST. BERNARD PARISH 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 5.68% 4.02% YEAR AGO 5.30% 5.38% YEAR-OVER-YEAR CHANGE 7.1% -25.3% Top Core-Based Statistical Area BASTROP, LA 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 8.14% 2.81% YEAR AGO 6.04% 3.73% YEAR-OVER-YEAR CHANGE 34.8% -24.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Mississippi RANK: 22 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2014 5.31% 1.65% 8 YEAR AGO 5.08% 2.37% 8.7 YEAR-OVER-YEAR CHANGE 4.5% -30.1% -0.7 Top County TUNICA COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 9.29% 3.75% YEAR AGO 11.55% 3.11% YEAR-OVER-YEAR CHANGE -19.6% 20.5% Top Core-Based Statistical Area NATCHEZ, MS-LA 90+ Day Foreclosure Delinquency Rate Rate JUNE 2014 5.06% 2.61% YEAR AGO 4.11% 3.85% YEAR-OVER-YEAR CHANGE 23.2% -32.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary June 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Georgia had 574,646 unoccupied housing units as of the start of August 2014, according to HomeFacts. KNOW THIS