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78 New Hampshire RANK: 32 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 1.97% 1.06% 4.4 YEAR AGO 2.16% 1.21% 5.3 YEAR-OVER-YEAR CHANGE -8.8% -12.6% -0.9 Top County SULLIVAN COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.77% 1.97% YEAR AGO 3.05% 2.01% YEAR-OVER-YEAR CHANGE -9.1% -1.9% Top Core-Based Statistical Area BERLIN, NH-VT 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.89% 2.29% YEAR AGO 3.50% 1.58% YEAR-OVER-YEAR CHANGE -17.2% 44.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. New Jersey RANK: 1 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 3.04% 5.97% 6.6 YEAR AGO 3.82% 7.17% 8.1 YEAR-OVER-YEAR CHANGE -20.4% -16.8% -1.5 Top County SALEM COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 5.12% 10.41% YEAR AGO 5.84% 10.81% YEAR-OVER-YEAR CHANGE -12.3% -3.6% Top Core-Based Statistical Area 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 YEAR AGO YEAR-OVER-YEAR CHANGE note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Spike in Foreclosures Puts New Jersey Among Nation's Top Five Foreclosure activity skyrocketed in New Jersey for the month of August, giving the Garden State the fourth-highest foreclosure rate in the nation, according to RealtyTrac's monthly U.S. Foreclosure Market Report. According to RealtyTrac, foreclosure starts increased year-over-year in New Jersey by 115 percent in August, reaching their high- est level since January 2014. At the same time, scheduled foreclosure auctions increased 71 percent year-over-year, pushing them to their highest point since July 2010. e huge upward turns of both foreclo- sure starts and scheduled auctions combined to place New Jersey fourth among the states in RealtyTrac's foreclosure rate rankings for August. New Jersey had one filing for every 553 housing units, behind only Maryland (1:532), Nevada (1:524), and Florida (1:400). Georgia was fifth with one in every 582 housing units receiving a filing. e national average in August was one filing for every 1,126 properties. Among metro areas with a population of more than 200,000, Atlantic City had the second-highest rate in the nation, RealtyTrac reported. e city nicknamed "America's Playground" had one foreclosure filing for every 292 properties in August. at's about four times the national average and sec- ond among large metro areas, behind only Macon, Georgia, which had a rate of one in every 154. Foreclosure activity in Atlantic City has increased year-over-year in 28 of the last 30 months. RealtyTrac reported that nationwide, scheduled foreclosure auctions ticked up 1 percent year-over-year in August after 44 consecutive months of annual declines. e last time auctions increased annually was in November 2010. In all, foreclosure filings jumped 7 percent nationwide from July to August but dropped 9 percent from August 2013, according to RealtyTrac. New Jersey Lisa G Lopez Broker of Record Home Alliance Realty 142 E. Bay Ave Manahawkin, NJ 08050 609-978-9009 (o) 609-384-5109 (c) lglopez@verizon.net www.HomeAllianceRealty.com www.LisaLopezProperties.com New York RANK: 3 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 2.75% 4.51% 6.4 YEAR AGO 2.85% 5.60% 7.7 YEAR-OVER-YEAR CHANGE -3.8% -19.5% -1.3 Top County SULLIVAN COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.77% 1.97% YEAR AGO 3.05% 2.01% YEAR-OVER-YEAR CHANGE -9.1% -1.9% Top Core-Based Statistical Area KINGSTON, NY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 4.46% 7.93% YEAR AGO 4.74% 8.63% YEAR-OVER-YEAR CHANGE -6.0% -8.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. The percentage of increase in default notices in New Jersey year-over-year in Q3 2014, the fourth highest increase of any state. Source: RealtyTrac STAT INSIGHT 19%