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Justice Unserved

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86 Wisconsin RANK: 27 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 2.22% 1.35% 5.6 YEAR AGO 2.42% 1.98% 6.7 YEAR-OVER-YEAR CHANGE -8.4% -31.8% -1.1 Top County MONROE COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.65% 3.38% YEAR AGO 2.95% 4.28% YEAR-OVER-YEAR CHANGE -10.1% -21.2% Top Core-Based Statistical Area MARINETTE, WI-MI 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 1.95% 2.08% YEAR AGO 2.89% 1.95% YEAR-OVER-YEAR CHANGE -32.4% 6.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Alabama RANK: 31 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 3.68% 1.10% 6.9 YEAR AGO 3.77% 1.30% 6.5 YEAR-OVER-YEAR CHANGE -2.5% -15.4% 0.4 Top County COOSA COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 3.54% 2.25% YEAR AGO 3.77% 1.51% YEAR-OVER-YEAR CHANGE -6.2% 48.9% Top Core-Based Statistical Area 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 6.20% 1.65% YEAR AGO 6.37% 1.81% YEAR-OVER-YEAR CHANGE -2.6% -8.4% MOBILE, AL note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Arkansas RANK: 25 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 3.27% 1.48% 6.3 YEAR AGO 3.34% 1.98% 7.7 YEAR-OVER-YEAR CHANGE -1.9% -25.5% -1.4 Top County MISSISSIPPI COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 5.06% 3.18% YEAR AGO 4.96% 4.27% YEAR-OVER-YEAR CHANGE 2.1% -25.7% Top Core-Based Statistical Area BLYTHEVILLE, AR 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 5.06% 3.18% YEAR AGO 4.96% 4.27% YEAR-OVER-YEAR CHANGE 2.1% -25.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Florida RANK: 2 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 2.90% 4.55% 6.3 YEAR AGO 3.27% 8.51% 7.1 YEAR-OVER-YEAR CHANGE -11.3% -46.6% -0.8 Top County CALHOUN COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.61% 9.21% YEAR AGO 3.44% 10.07% YEAR-OVER-YEAR CHANGE -24.1% -8.5% Top Core-Based Statistical Area ARCADIA, FL 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 2.90% 8.36% YEAR AGO 5.29% 11.90% YEAR-OVER-YEAR CHANGE -45.1% -29.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Florida Adriana M Montes, MBA Florida Dreams Realty Group adriana@FloridaDreamsRealty.com Cell 321 689 6258 www.fl oridadreamsrealty.com MEMBER IN THE NEWS Florida Home Sales, Prices Buck National Trend In contrast to what is being observed at the national level, home sales and prices both remained on a steady upward track in Florida during the month of August. Florida Realtors recently released its August data on the state's housing market, reporting a 4.2-percent year-over-year rise in single-family home sales to a total of 21,594. e improvement comes even as the national market continues to see lower trans- action volumes compared to last year. "For several months now, stability and consistency are key trends we're seeing in Florida's housing market, as the state's jobs outlook remains steady and the economy continues to grow," said Florida Realtors' president, Sherri Meadows. "And once again, statewide median sales prices rose year-over-year for both single- family homes and townhouse-condo proper- ties in August—a trend we've been seeing for 33 months in a row," Meadows added. Statewide, the median sales price for single-family existing homes in August was $181,000, Florida Realtors reported, up 3.4 percent year-over-year. e median price for townhouse-condo properties was $135,000, up 3.8 percent from a year ago. "In August, the annual growth rate of Florida home prices continued to converge toward a level typical of what we observed back in the housing market's stable, pre-boom days," commented Brad O'Connor, research economist for Florida Realtors. "e fact that we continue to see price growth is an encour- aging sign that more and more traditional

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