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» VISIT US ONLINE @ DSNEWS.COM 7 A look at facts you didn't know you couldn't live without. Compiled by the DS News Staff TAKE A LOOK INSIDE THE NUMBERS D ATA B I T S Foreclosure filings nationwide totaled 106,866 for September 2014, the lowest number since July 2006 —a total of 98 months, according to RealtyTrac. Default notices in Q3 2014 increased nationwide by 2 percent from Q2 but declined by 11 percent year-over-year, according to RealtyTrac. OBAMA COMMENDS FINANCIAL REGULATORS FOR REFORM EFFORTS PAGE 30 INSIDE THE JOURNAL // MOVERS & SHAKERS // ON THE WEB // THE APP SPECTRUM Source: Elite Daily FIVE MINUTES WITH Alan Jaffa MOST AFFORDABLE U.S. CITIES TO RETIRE 1 Indianapolis, Indiana 12.8% 2 Omaha, Nebraska 11.7% 3 Tulsa, Oklahoma 11.6% 4 Decatur, Alabama 10.8% 5 Corpus Christi, Texas 9.0% 6 Pittsburgh, Pennsylvania 8.5% 7 Tampa, Florida 7.6% 8 Clarksville, Tennessee 7.0% 9 Aiken, South Carolina 6.8% 10 Alexandria, Louisiana 4.9% City Cost of Living Percentage Below National Average Ranking TOP LARGE METROS FOR MILLENNIAL QUALITY OF LIFE 1 Austin, Texas 17% 2 Washington, DC 15% 3 San Francisco, California 15% 4 Denver, Colorado 15% 5 Dallas-Fort Worth, Texas 15% 6 Minneapolis-St. Paul, Minnesota 15% 7 San Diego, California 15% 8 New York City, New York 14% 9 Chicago, Illinois 14% 10 Boston, Massachusetts 13% Ranking City Millennial Population President Barack Obama commended financial regulators for progress made since the Dodd-Frank Act became law in 2010 at a meeting on Monday with the nation's top financial regulators and top White House officials in the Roosevelt Room, the White House announced. According to the White House, the president praised the regulators for "efforts to further strengthen the financial system by continuing to implement the Wall Street Reform and Consumer Protection Act, which includes the most sweeping set of financial regulatory reforms since the Great Depression and the strongest consumer protections in history that have afforded millions of hard-working Americans new rights and protections within the financial sector." Attendees at the meeting, according to the White House, included Janet Yellen, chairwoman of the Federal Reserve; Richard Cordray, director of the Consumer Financial Protection Bureau (CFPB); Jack Lew, Treaury secretary; Sarah Bloom Raskin, Treasury deputy secretary; Martin Gruenberg, chairman of the Federal Deposit Insurance Corporation (FDIC); Mel Watt, director of the Federal Housing Finance Agency (FHFA); omas Curry, comptroller of the currency (OCC); and Mary Jo White, chairwoman of the Securities and Exchange Commission (SEC). e president exhorted the regulators and participants in the meeting to "consider additional ways to prevent excessive risk-taking across the financial system," according to the White House. Participants discussed the importance of mitigating risks to the financial system and identifying and addressing gaps in oversight or areas of overlap by continued coordination through the Financial Stability Oversight Council, of which many of the meeting's participants were members. While the president was complimentary of the progress the regulators have made toward Wall Street reform in the last four years, not every government official was convinced. "Dodd-Frank is every bit as far-reaching in its harmful consequences for struggling Americans as Obamacare," House Financial Services Committee Chairman Jeb Hensarling said on Monday in statement responding to the meeting. "anks to Dodd- Frank, it is harder for low and moderate- income Americans to buy a homes, and there are fewer community banks serving the needs of families and small businesses." "Dodd-Frank is every bit as far-reaching in its harmful consequences for struggling Americans as Obamacare." –Congressman Jeb Hensarling (R-TX) CEO, SAFEGUARD PROPERTIES

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