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88 Kentucky RANK: 23 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 2.21% 1.61% 7.1 YEAR AGO 2.29% 1.98% 8.4 YEAR-OVER-YEAR CHANGE -3.6% -19.1% -1.3 Top County BELL COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 3.09% 4.80% YEAR AGO 2.87% 3.11% YEAR-OVER-YEAR CHANGE 7.7% 54.2% Top Core-Based Statistical Area MOUNT STERLING, KY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 4.01% 3.29% YEAR AGO 3.44% 4.38% YEAR-OVER-YEAR CHANGE 16.6% -24.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Louisiana RANK: 22 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 3.49% 1.73% 5.8 YEAR AGO 3.30% 2.23% 6.2 YEAR-OVER-YEAR CHANGE 5.6% -22.2% -0.4 Top County ST. BERNARD PARISH 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 5.33% 3.94% YEAR AGO 5.79% 4.93% YEAR-OVER-YEAR CHANGE -8.0% -20.0% Top Core-Based Statistical Area BASTROP, LA 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 9.13% 2.68% YEAR AGO 6.49% 4.04% YEAR-OVER-YEAR CHANGE 40.6% -33.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Mississippi RANK: 21 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 5.25% 1.75% 7.9 YEAR AGO 5.10% 2.16% 8.6 YEAR-OVER-YEAR CHANGE 2.8% -19.1% -0.7 Top County ADAMS COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 4.93% 4.01% YEAR AGO 4.92% 2.89% YEAR-OVER-YEAR CHANGE 0.2% 38.8% Top Core-Based Statistical Area NATCHEZ, MS-LA 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 4.45% 3.77% YEAR AGO 4.92% 2.89% YEAR-OVER-YEAR CHANGE -9.5% 30.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. North Carolina Jennifer Harris, Broker Re/Max One Realty 100 Lynn Road, Raleigh, NC 27609 919-931-0313 cell 919-232-9251 offi ce jennifersoldit@gmail.com www.RaleighBestHomeSearch.com North Carolina RANK: 35 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2014 2.40% 0.96% 6.8 YEAR AGO 2.57% 1.51% 8 YEAR-OVER-YEAR CHANGE -6.4% -36.0% -1.2 Top County ANSON COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 6.26% 2.74% YEAR AGO 4.50% 2.56% YEAR-OVER-YEAR CHANGE 39.4% 7.1% Top Core-Based Statistical Area HENDERSON, NC 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2014 7.12% 2.02% YEAR AGO 7.02% 2.42% YEAR-OVER-YEAR CHANGE 1.4% -16.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary August 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Report Identifies Hot Spots for Single- Family Rental Investing RealtyTrac named 16 U.S. counties as high-risk, high-yield hot spots for investing in single-family rentals in its Q 3 2014 Residen- tial Property Rental Report. All of the 16 counties had a 14 percent or higher annual gross rental yield; an employment rate above 6.2 percent, which was the national average in July 2014; and a rental vacancy rate above the national average, which was 8.7 percent as of the end of 2012. Edgecombe County in North Carolina, part of the Rocky Mount metro area, was at the top of the list with a 41.57 percent annual gross yield. Two counties in the Atlanta metro area, Clayton and Spalding, ranked second and third on the list with 26.88 percent and 20.35 percent yields, respectively. Rounding out the top five were Duplin County, North Carolina (24.4 percent), and Wayne County, Michigan (19.88 percent), according to RealtyTrac. "In the high-risk, high-yield markets, where unemployment and vacancy rates are higher than national averages, the average return was a whopping 19 percent, actu- ally up from a year ago thanks to a strong increase in rental rates," RealtyTrac VP Daren Blomquist said. "Home prices, mean- while, were more volatile in the high-risk, high-yield markets, with three out of the 16 posting double-digit percentage decreases in median home prices from a year ago."