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78 Massachusetts RANK: 27 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 3.26% 1.35% 6 YEAR AGO 3.43% 2.04% 7.2 YEAR-OVER-YEAR CHANGE -4.9% -34.0% -1.2 Top County FRANKLIN COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 5.02% 3.04% YEAR AGO 5.56% 3.49% YEAR-OVER-YEAR CHANGE -9.7% -12.9% Top Core-Based Statistical Area SPRINGFIELD, MA 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 5.82% 2.44% YEAR AGO 5.65% 3.33% YEAR-OVER-YEAR CHANGE 3.0% -26.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary September 2014 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Foreclosure Petitions, Deeds See September Increase in Massachusetts Foreclosure petitions increased year- over-year in Massachusetts for the seventh consecutive month in September, according to the Warren Group, publisher of Banker & Tradesman. e number of foreclosure petitions, which are requests for injunctions filed by borrowers to stop the foreclosure process, jumped from 438 in September 2013 to 734 in September 2014 in the Bay State, a 68 percent year-over- year increase, according to the Warren Group. For the third quarter this year, foreclosure pe- titions in Massachusetts also saw a 68 percent year-over-year jump from 1,281 to 2,155. Meanwhile, the number of foreclosure starts in Massachusetts in September rose by 30 percent from the same month in 2013, up from 4,174 to 5,419, the Warren Group reported. "e foreclosure numbers in September continued to rise modestly, but I'm confident we are not headed for a crisis," said Cassidy Murphy, editorial director of the Warren Group. "Year-to-date, we see the numbers for auctions and deeds decreasing, and the per- centage increases we have seen over the last few months in foreclosure starts are tapering off. I expect that trend to continue." Completed foreclosure deeds increased in September from a year ago in Massachusetts by 5 percent, up from 280 to 294, according to the Warren Group. Year-to-date for the first nine months of 2014, however, the number of foreclosure deeds declined from the same period a year ago by 9 percent from 2,786 to 2,538. Foreclosure deeds also declined year- over-year in the third quarter of 2014 by close to 9 percent, from 943 down to 859. e Warren Group also reported a substantial year-over-year decline in the number of foreclosure auction announce- ments in September, in the third quarter, and year-to-date. In September 2014, the 478 auction announcements reported represented a 37.2 percent decline from 761 in September 2013. In the Q 3 2014, auction announcements fell 21 percent from the same quarter a year ago, from 1,980 down to 1,574. Year-to-date in 2014, auction announcements fell 17 percent from January through September of 2013, dropping from 4,548 down to 3,780. New Hampshire RANK: 32 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 1.94% 1.05% 4.3 YEAR AGO 2.16% 1.30% 5.2 YEAR-OVER-YEAR CHANGE -10.3% -19.4% -0.9 Top County COOS COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 3.48% 2.06% YEAR AGO 3.35% 2.04% YEAR-OVER-YEAR CHANGE 3.9% 1.1% Top Core-Based Statistical Area BERLIN, NH-VT 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 3.24% 2.33% YEAR AGO 3.35% 2.04% YEAR-OVER-YEAR CHANGE -3.2% 14.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary September 2014 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. New Jersey RANK: 1 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 2.94% 5.84% 6.5 YEAR AGO 3.82% 7.22% 7.9 YEAR-OVER-YEAR CHANGE -23.0% -19.1% -1.4 Top County SALEM COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 4.98% 10.11% YEAR AGO 5.98% 11.19% YEAR-OVER-YEAR CHANGE -16.7% -9.7% Top Core-Based Statistical Area ATLANTIC CITY-HAMMONTON, NJ 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 4.42% 8.29% YEAR AGO 5.56% 10.10% YEAR-OVER-YEAR CHANGE -20.6% -17.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary September 2014 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. The number of foreclosure petitions in Massachusetts in Q3 2014, a 68 percent year-over-year increase. Source: The Warren Group STAT INSIGHT 2,155