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132 Alabama RANK: 31 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 3.53% 1.05% 6 YEAR AGO 3.69% 1.35% 6.2 YEAR-OVER-YEAR CHANGE -4.2% -22.2% -0.2 Top County COOSA COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 4.52% 2.28% YEAR AGO 3.58% 2.26% YEAR-OVER-YEAR CHANGE 26.3% 1.1% Top Core-Based Statistical Area 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 4.97% 1.82% YEAR AGO 5.59% 2.28% YEAR-OVER-YEAR CHANGE -11.1% -20.5% MOBILE, AL note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary September 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Arkansas RANK: 25 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 3.19% 1.42% 5.8 YEAR AGO 3.36% 1.91% 7.5 YEAR-OVER-YEAR CHANGE -5.1% -25.4% -1.7 Top County SHARP COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 1.28% 3.40% YEAR AGO 2.51% 2.67% YEAR-OVER-YEAR CHANGE -48.9% 27.5% Top Core-Based Statistical Area BLYTHEVILLE, AR 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 5.31% 3.27% YEAR AGO 4.62% 3.52% YEAR-OVER-YEAR CHANGE 14.9% -7.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary September 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Foreclosures Quadruple in Arkansas While the nation saw the largest monthly increase in foreclosure filings in October in more than four years, Arkansas took things one step further. According to RealtyTrac's October 2014 U.S. Foreclosure Market Report, foreclo- sure filings—which include default notices, scheduled auctions, and bank repossessions (REOs)—increased in Arkansas in Octo- ber by a staggering 412 percent from their September totals. is was by far the largest month-over-month increase of any state from September to October; Missouri was second with 181 percent, RealtyTrac reported. e national average increase in foreclosure filings for October was 15 percent, the highest monthly increase since March 2010. Year-over-year, foreclosure filings increased in Arkansas by 37.9 percent in October, according to RealtyTrac. With a population of close to 2.9 million and slightly more than 1.3 million residential housing units, Arkansas totaled one fore- closure filing for every 1,749 housing units, which ranked the state 28th in the nation, according to RealtyTrac. For October, 0.06 percent of all housing units in Arkansas were in some state of foreclosure. In all, Arkansas totaled 753 foreclosure filings in October, which was more than four times the total that was reported for the state in September (147). In October 2013, Arkan- sas reported having 546 foreclosure filings. Even with the enormous increase, Arkansas' 753 foreclosure filings in October still ac- counted for less than 1 percent of the nation's total for the month, which was 123,109. The increase in Arkansas foreclosure filings can be attributed to a spike in the number of notices of trustee sales, which rose from 58 in Sep- tember to 631 in October, according to RealtyTrac. The number of REOs in Arkansas also jumped month-over-month in October from 89 to 122. Louisiana (127 percent) and District of Columbia (108 percent) also had triple-digit month-over-month increases in foreclosure filings in October, according to RealtyTrac. District of Columbia had the largest year- over-year increase in foreclosure filings in October at 355 percent, from 11 in October 2013 up to 50 in October 2014. Florida RANK: 3 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate SEPTEMBER 2014 2.85% 4.07% 5.8 YEAR AGO 3.37% 7.72% 6.5 YEAR-OVER-YEAR CHANGE -15.4% -47.3% -0.7 Top County HOLMES COUNTY 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 3.63% 8.83% YEAR AGO 3.64% 10.40% YEAR-OVER-YEAR CHANGE -0.3% -15.1% Top Core-Based Statistical Area ARCADIA, FL 90+ Day Foreclosure Delinquency Rate Rate SEPTEMBER 2014 2.89% 7.73% YEAR AGO 5.54% 10.54% YEAR-OVER-YEAR CHANGE -47.8% -26.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2014 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary September 2014 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Florida Adriana M Montes, MBA Florida Dreams Realty Group adriana@FloridaDreamsRealty.com Cell 321 689 6258 www.fl oridadreamsrealty.com MEMBER IN THE NEWS Foreclosure Inventory, Completions Still High in Florida Despite Declines While foreclosure completions and foreclosure inventory followed nationwide patterns of decline in Florida for October,