DS News

134 VILLAINS … OR VICTIMS? Did offi cials in Nevada bend the rules to make robo-signing a criminal offense, or is it a case where the end justifi es the means? PROGRAMMED FOR PERFORMANCE Incentives, better communication, and personal service are key to creating low-default solutions and reducing foreclosures. SEISMIC SHIFT IN SERVICING With mortgage servicing rights trading hands at a furious pace, non-bank servicers stand to gain from banks' portfolio trimming. IS THE RECOVERY THE REAL DEAL? Things are looking up for the country with most economic indicators pointing toward recovery, but are they legit or is it a case of wishful thinking? Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of servicing down to a science. default servicing in print and online @ dsnews.com 02.2013 CAPTURING TODAY'S DIVERSE OPPORTUNITIES Enterprising women- and minority-led groups are transforming markets across the country in their efforts to advance recovery. ONLY TIME WILL TELL Foreclosure timelines vary from state to state affecting Americans differently. Is this helping or hurting the industry? THE FINAL WORD ON SERVICING Now that the CFPB has unveiled its mortgage servicing rules, let's take a closer look at these definitive directives and what they mean for servicers. THE ABSOLUTE TRUTH Enforceability of absolute assignments in Chapter 11 can be highly unpredictable, with significant variance from jurisdiction to jurisdiction and judge to judge. Bankruptcy isn't the waiting game it used to be— government programs and settlement terms put homeowners and servicers on the same side of structured progress. default servicing in print and online @ dsnews.com 03.2013 Bankruptcy isn't the waiting game it used to be— RESOLUTION IN BANKRUPTCY VILLAINS … OR VICTIMS? Did offi cials in Nevada bend the rules to make robo-signing a criminal offense, or is it a case where the end justifi es the means? PROGRAMMED FOR PERFORMANCE PROGRAMMED FOR PERFORMANCE Incentives, better communication, Incentives, better communication, and personal service are key to creating and personal service are key to creating low-default solutions and reducing low-default solutions and reducing Typifi ed by their fl uid business formulas and time-tested Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of tactics, these 25 top-of-the-line leaders have the art of tactics, these 25 top-of-the-line leaders have the art of tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested servicing down to a science. servicing down to a science. default servicing in print and online default servicing in print and online CAPTURING TODAY'S DIVERSE OPPORTUNITIES Enterprising women- and minority-led groups are transforming markets across the country in their efforts to advance recovery. ONLY TIME WILL TELL Foreclosure timelines vary from state to state affecting Americans differently. Is this helping or hurting the industry? Bankruptcy isn't the waiting game it used to be— government programs and settlement terms put homeowners Bankruptcy isn't the waiting game it used to be— government programs and settlement terms put homeowners Bankruptcy isn't the waiting game it used to be— and servicers on the same side of structured progress. government programs and settlement terms put homeowners and servicers on the same side of structured progress. government programs and settlement terms put homeowners dsnews.com 03.2013 Bankruptcy isn't the waiting game it used to be— RESOLUTION IN BANKRUPTCY BANKRUPTCY Typifi ed by their fl uid business formulas and time-tested Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of tactics, these 25 top-of-the-line leaders have the art of tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested Typifi ed by their fl uid business formulas and time-tested tactics, these 25 top-of-the-line leaders have the art of Typifi ed by their fl uid business formulas and time-tested servicing down to a science. servicing down to a science. servicing down to a science. servicing down to a science. Bankruptcy isn't the waiting game it used to be— government programs and settlement terms put homeowners Bankruptcy isn't the waiting game it used to be— government programs and settlement terms put homeowners Bankruptcy isn't the waiting game it used to be— and servicers on the same side of structured progress. government programs and settlement terms put homeowners and servicers on the same side of structured progress. government programs and settlement terms put homeowners Bankruptcy isn't the waiting game it used to be— BANKRUPTCY BANKRUPTCY PINPOINTING REO VALUES When it comes to distressed addresses, the old adage rings true: It's all about location—of the asset, the economy, and the buyers. ENTER THE eNOTE Electronically signed promissory notes are landing on court dockets. Here's what pros need to know to avoid legal wranglings and get their judicial foreclosures off the ground. JUDICIOUS PROPERTY MANAGER NEEDED Amid budget cuts and promises to eliminate waste, the government is bleeding billions to maintain and secure vacant, underutilized federally owned properties. PINPOINTING REO PINPOINTING REO PINPOINTING REO PINPOINTING REO PINPOINTING REO PINPOINTING REO PINPOINTING REO PINPOINTING REO VALUES VALUES VALUES VALUES VALUES When it comes to When it comes to When it comes to When it comes to When it comes to When it comes to distressed addresses, distressed addresses, distressed addresses, distressed addresses, distressed addresses, distressed addresses, distressed addresses, distressed addresses, the old adage rings true: the old adage rings true: the old adage rings true: the old adage rings true: the old adage rings true: the old adage rings true: the old adage rings true: the old adage rings true: It's all about location—of It's all about location—of It's all about location—of It's all about location—of It's all about location—of It's all about location—of It's all about location—of It's all about location—of the asset, the economy, the asset, the economy, the asset, the economy, the asset, the economy, the asset, the economy, the asset, the economy, the asset, the economy, the asset, the economy, and the buyers. and the buyers. and the buyers. and the buyers. and the buyers. and the buyers. and the buyers. ENTER THE ENTER THE ENTER THE ENTER THE ENTER THE ENTER THE eNOTE NOTE NOTE NOTE Electronically signed Electronically signed Electronically signed Electronically signed Electronically signed Electronically signed Electronically signed Electronically signed promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing promissory notes are landing on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what on court dockets. Here's what pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid pros need to know to avoid legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get legal wranglings and get their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off their judicial foreclosures off the ground. the ground. the ground. the ground. JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY JUDICIOUS PROPERTY MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED MANAGER NEEDED Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and Amid budget cuts and promises to eliminate promises to eliminate promises to eliminate promises to eliminate promises to eliminate promises to eliminate promises to eliminate promises to eliminate waste, the government waste, the government waste, the government waste, the government waste, the government waste, the government waste, the government waste, the government is bleeding billions to is bleeding billions to is bleeding billions to is bleeding billions to is bleeding billions to is bleeding billions to is bleeding billions to maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, maintain and secure vacant, underutilized federally underutilized federally underutilized federally underutilized federally underutilized federally underutilized federally underutilized federally underutilized federally underutilized federally owned properties. owned properties. owned properties. owned properties. owned properties. owned properties. owned properties. default servicing in print and online @ dsnews.com 04 .2013 Where Oh Where Did My REO Go? The once- strong stock of bank-owned homes is dialing down in many markets, and numbers seem programmed for a brusque ebb and fl ow. Cover Story DS News is the only publication in the country solely dedicated to providing default servicing professionals with news and content focused on their industry. SUBSCRIBE TO THE LEADER IN DEFAULT SERVICING NEWS SUBSCRIBE NOW! Call 214.525.6700 or connect with us online at DSNews.com.

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