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66 One of the fastest-growing and fastest-changing professions is that of the security professional. In today's world, a security professional manages more than a business's physical and employee security. ese professionals must be versed in information risk management, governance, compliance, IT processes, and increasingly possess depth of knowledge regarding cyber-security. e repercussions of cyber-attacks and the global nature of these threats have the potential to impact all industries, including the mortgage services industry. And cyber-attacks are unfortunately becoming the new business norm as such advances in technology, as mobile, cloud services, IP enabled workplaces, and social networking are adding to the layers of systems that need vigilant monitoring. Although the core function of information security applies to all businesses, each industry has its own unique requirements and guidelines, in addition to the requirements and guidelines specific to the regulatory entities that oversee it. Mortgage companies and their field services partners fall under the information security regulatory requirements and guidelines of the Consumer Financial Protection Bureau (CFPB) and the Gramm-Leach-Bliley Act. Almost every day there is a new report of a company that has fallen victim to a malicious cyber-attack, and these attacks are becoming increasingly more sophisticated. Recently, a large health care provider discovered it was the victim of a sophisticated hack, which affected not only its employees, but also more than 80 million accounts that were liberated from the company's databases. is breach, unlike the numerous others this past year, obtained personal identity data instead of payment card data seen in many of the recent retailer attacks. How do businesses protect themselves from today's ever-changing environment, and more importantly, how does an information security I N D U S T R Y I N S I G H T / D A R R E N K R U K A MEASURE OF SECURITY With cyber-attacks looming as a real and ever-present threat, the mortgage services industry must instill security measures at every level of its everyday business.

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