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82 Michigan RANK: 42 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate FEBRUARY 2015 1.75% 0.66% 5.9 YEAR AGO 2.21% 0.88% 7.8 YEAR-OVER-YEAR CHANGE -20.9% -24.5% -1.9 Top County CHIPPEWA COUNTY 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.64% 1.76% YEAR AGO 2.57% 0.99% YEAR-OVER-YEAR CHANGE -36.1% 78.3% Top Core-Based Statistical Area SAULT STE. MARIE, MI 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.64% 1.76% YEAR AGO 2.57% 0.99% YEAR-OVER-YEAR CHANGE -36.1% 78.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the February 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary February 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Minnesota RANK: 49 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate FEBRUARY 2015 1.06% 0.53% 3.7 YEAR AGO 1.33% 0.70% 4.4 YEAR-OVER-YEAR CHANGE -20.8% -24.2% -0.7 Top County PIPESTONE COUNTY 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.04% 2.83% YEAR AGO 3.24% 1.76% YEAR-OVER-YEAR CHANGE -67.9% 60.9% Top Core-Based Statistical Area ALBERT LEA, MN 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.82% 1.15% YEAR AGO 2.25% 1.39% YEAR-OVER-YEAR CHANGE -19.2% -17.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the February 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary February 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Minnesota www.MinnesotaREO.com 612-669-6324 952-829-2938 763-432-7640 612-821-7500 952-844-1511 763-533-9133 651-209-8444 Bruce McAlpin Jeff Detloff Long H. Doan Maribel Garcia Garth Johnson Craig Murphy Michael Olsen Missouri RANK: 37 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate FEBRUARY 2015 2.04% 0.83% 5.5 YEAR AGO 2.39% 0.92% 6.4 YEAR-OVER-YEAR CHANGE -14.6% -10.0% -0.9 Top County MISSISSIPPI COUNTY 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 5.16% 3.49% YEAR AGO 4.70% 3.11% YEAR-OVER-YEAR CHANGE 9.8% 12.2% Top Core-Based Statistical Area KENNETT, MO 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.95% 2.96% YEAR AGO 2.66% 1.31% YEAR-OVER-YEAR CHANGE -26.7% 125.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the February 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary February 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Nebraska RANK: 48 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate FEBRUARY 2015 1.42% 0.55% 2.7 YEAR AGO 1.66% 0.69% 3.5 YEAR-OVER-YEAR CHANGE -14.3% -21.0% -0.8 Top County BURT COUNTY 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 3.12% 2.05% YEAR AGO 4.08% 1.02% YEAR-OVER-YEAR CHANGE -23.6% 101.8% Top Core-Based Statistical Area SCOTTSBLUFF, NE 90+ Day Foreclosure Delinquency Rate Rate FEBRUARY 2015 1.35% 1.36% YEAR AGO 1.48% 1.48% YEAR-OVER-YEAR CHANGE -9.1% -7.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the February 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary February 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. THE LEADER IN DEFAULT SERVICING NEWS Help shape the next issue of DS News. Drop us a line at Editor@DSNews.com. Minnesota's foreclosure inventory rate for February, nearly a third of the national average of 1.4 percent for the month. Source: CoreLogic STAT INSIGHT 0.5%

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