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68 COMPANY DESCRIPTION ISGN is a leading full-service provider of mortgage technology and services, impacting a significant part of the market. Our domain and technology experts have spent more than 25 years creating award-winning technologies and solutions to help financial institutions improve precision, reduce risk, manage volatility, and effectively transform their business. With flexible delivery models, ISGN is uniquely positioned as one of the few comprehensive mortgage service providers to both the origination and servicing sectors. By serving the borrower's needs from origination through world-class processing, compliance services, core servicing, default servicing, and technology offerings, we can help strengthen the mortgage finance ecosystem. KEY EXECUTIVES » » Amit»Kothiyal, CEO » » Paul»Imura,»Chief Marketing Officer » » Don»Gaspar,»Chief Technology Officer » » Erik»Anderson,»President of Sales AWARDS, ACCOLADES » FinTech 100 » Mortgage Technology "Release of the Year" » PROGRESS in Lending Innovations Award » HfS Research "Winners Circle" for Mortgage Services BPO REGULATORY COMPLIANCE Compliance is a key foundation in all of our products such as servicing, default management, and business process outsourcing, to name a few. If you are looking just for stand-alone compliance solutions, we have a set of specific products dedicated to meeting your needs cost-effectively. ISGN's CFPB Compliance RiskCheck™ is a Software-as-a-Service (SaaS) cloud-based risk evaluation tool designed to help mortgage origination and servicing financial and non- financial institutions conduct a self-assessment in regards to CFPB requirements. Self-paced and easy to use, it empowers compliance managers and staff to assess compliance risk in areas of governance, originations, and servicing to provide their institutions a clear roadmap to compliance best practices. BUSINESS LINES, SERVICES, AND PRODUCTS ISGN offers servicing, default and vendor management technologies, business process outsourcing for the origination and servicing areas, and title and valuation solutions. These solutions help customers reduce cost, improve service, and mitigate compliance risk. On the technology side—ISGN offers Tempo TM default management system, LoanDynamix TM loan servicing system, LoanMomentum TM construction loan servicing system, as well as Gators TM settlement services and vendor management system. KEY FEATURES Our primary product highlight in this information sheet is our default management software. Built by default servicing experts, Tempo™ meets the stringent demands of the latest industry requirements. One system that manages early and late stage default—Tempo delivers streamlined and fully-integrated default operations with reduced processing time and a high level of accuracy. It's a better way to manage data in one system, to be more efficient, and to create loan-level insight. One is All You Need – Tempo solves the problem of managing loan data across multiple systems. It comes with loss mitigation, foreclosure and bankruptcy functionality, as well as integrations with servicing systems, valuation, title and insurance providers, GSE waterfalls, and reporting systems. Tempo is one comprehensive system to manage your default portfolio. Dedicated to Compliance – Tempo offers built- in compliance features that can help servicers identify regulatory deviances. It delivers reportable records of compliance audit items and has built-in internal audit capabilities. Insight into the Whole Picture – Tempo's informative dashboard, as well as point and click reporting, delivers business operational statistics and default servicing portfolio analytics in an easy-to-use format to keep your organization on track from early intervention through disposition and claims. Incredible Value – Delivered through a secure SaaS model, Tempo brings a lower infrastructure cost than in-house hosting. That means that ISGN handles all IT tasks, and you pay only for what you use with the costs spread over time—enabling you to estimate per-loan cost more accurately. Work the Way You Want – Tempo's built-in templates and workflows can be configured to your existing servicing policies and practices, ensuring minimal disruption in day-to-day business. That means that it's easier to implement and train your operational staff to use the system. KEY BENEFITS » Powerful dashboards » Seamless data flow through default process » Configure your own workflows » Lower cost, higher productivity ADDED BENEFITS Our technology products are delivered as SaaS and can be deployed rapidly to meet your timelines. By virtue of having these products integrated, a single loan can move across the various software products to give you better insight, reporting, and data integrity. COMPETITIVE ADVANTAGE ISGN is focused solely on the mortgage industry, delivering its corporate vision as a transformational partner to the lending community. By providing both leading-edge technology with deep domain expertise, our industry partnerships yield amazing results. Please contact ISGN to find out more! ISGN 2330 COMMERCE PARK DRIVE N.E., SUITE 2, PALM BAY, FLORIDA 32905 » 800.462.5545 ISGN.com LENDERS & SERVICERS OUTSOURCERS AGENTS & BROKERS ATTORNEYS SPECIAL ADVERTORIAL SECTION

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