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The Bureau Effect: The New Default Process

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74 Connecticut RANK: 8 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2015 2.39% 2.15% 6.4 YEAR AGO 2.62% 3.50% 6.9 YEAR-OVER-YEAR CHANGE -8.8% -38.6% -0.5 Top County WINDHAM COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.90% 3.63% YEAR AGO 3.98% 5.84% YEAR-OVER-YEAR CHANGE -1.9% -37.9% Top Core-Based Statistical Area TORRINGTON, CT 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 2.55% 2.53% YEAR AGO 2.77% 3.95% YEAR-OVER-YEAR CHANGE -7.8% -35.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Connecticut Planet Realty, LLC Sales@CTREOTEAM.com 203-982-4985 cell www.CTREOTEAM.com Security • Preservation • Disposition Steve Rivkin Delaware RANK: 10 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2015 2.59% 2.06% 4.6 YEAR AGO 3.08% 2.47% 6 YEAR-OVER-YEAR CHANGE -16.0% -16.5% -1.4 Top County KENT COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.71% 3.13% YEAR AGO 4.47% 3.66% YEAR-OVER-YEAR CHANGE -17.0% -14.4% Top Core-Based Statistical Area DOVER, DE 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.71% 3.13% YEAR AGO 4.47% 3.66% YEAR-OVER-YEAR CHANGE -17.0% -14.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. District of Columbia RANK: 7 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2015 1.34% 2.20% 7.7 YEAR AGO 2.53% 2.02% 7.8 YEAR-OVER-YEAR CHANGE -47.0% 9.0% -0.1 Top County DISTRICT OF COLUMBIA 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 1.34% 2.20% YEAR AGO 2.53% 2.02% YEAR-OVER-YEAR CHANGE -47.0% 9.0% Top Core-Based Statistical Area WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 1.61% 1.14% YEAR AGO 2.53% 2.02% YEAR-OVER-YEAR CHANGE -36.6% -43.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Maine RANK: 5 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2015 2.75% 2.86% 4.8 YEAR AGO 2.56% 4.26% 5.8 YEAR-OVER-YEAR CHANGE 7.1% -33.0% -1 Top County SOMERSET COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 5.09% 5.75% YEAR AGO 4.03% 8.50% YEAR-OVER-YEAR CHANGE 26.2% -32.4% Top Core-Based Statistical Area LEWISTON-AUBURN, ME 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.75% 4.44% YEAR AGO 3.23% 5.93% YEAR-OVER-YEAR CHANGE 16.1% -25.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Maryland RANK: 13 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate MARCH 2015 2.42% 1.96% 5.4 YEAR AGO 3.23% 2.69% 5.9 YEAR-OVER-YEAR CHANGE -24.9% -27.1% -0.5 Top County CAROLINE COUNTY 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.26% 4.00% YEAR AGO 4.74% 5.54% YEAR-OVER-YEAR CHANGE -31.3% -27.9% Top Core-Based Statistical Area CAMBRIDGE, MD 90+ Day Foreclosure Delinquency Rate Rate MARCH 2015 3.10% 3.27% YEAR AGO 4.32% 4.39% YEAR-OVER-YEAR CHANGE -28.1% -25.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. About 2.0 percent of residential mortgages in Connecticut were in some stage of foreclosure in Connecticut in March, slightly above the national average of 1.4 percent, according to CoreLogic. KNOW THIS

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