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88 Alaska RANK: 51 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 0.90% 0.43% 6.7 YEAR AGO 1.10% 0.50% 6.9 YEAR-OVER-YEAR CHANGE -18.6% -12.9% -0.2 Top County NOME CENSUS AREA 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 0.65% 2.06% YEAR AGO 0.81% 0.69% YEAR-OVER-YEAR CHANGE -19.5% 199.4% Top Core-Based Statistical Area FAIRBANKS, AK 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.44% 1.27% YEAR AGO 2.07% 0.99% YEAR-OVER-YEAR CHANGE -30.8% 28.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Arizona RANK: 45 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 1.12% 0.60% 6 YEAR AGO 1.44% 0.65% 6.9 YEAR-OVER-YEAR CHANGE -22.4% -7.9% -0.9 Top County GRAHAM COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.87% 1.36% YEAR AGO 2.03% 1.01% YEAR-OVER-YEAR CHANGE -8.0% 34.5% Top Core-Based Statistical Area SAFFORD, AZ 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.87% 1.36% YEAR AGO 2.03% 1.01% YEAR-OVER-YEAR CHANGE -8.0% 34.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. California RANK: 48 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 1.14% 0.54% 6.3 YEAR AGO 1.59% 0.74% 7.8 YEAR-OVER-YEAR CHANGE -28.0% -26.4% -1.5 Top County DEL NORTE COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.81% 2.31% YEAR AGO 2.60% 1.48% YEAR-OVER-YEAR CHANGE -30.3% 56.1% Top Core-Based Statistical Area CRESCENT CITY, CA 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.81% 2.31% YEAR AGO 2.60% 1.48% YEAR-OVER-YEAR CHANGE -30.3% 56.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS CoreLogic Launches New Compliance Solution to Help Lenders With TRID CoreLogic recently announced the release of its LoanSafe Compliance Manager, a new solu- tion to help lenders comply with a broad array of federal, state, and local residential mortgage lend- ing regulations, including the upcoming TILA- RESPA Integrated Disclosure (TRID) rule. e LoanSafe Compliance Manager is powered by ComplianceEase, a provider of automated compliance solutions to the financial services industry, and is a new part of the LoanSafe mortgage risk management suite from CoreLogic, according to the announcement. "CoreLogic is committed to providing our clients with smart, integrated solutions that help them comply with the myriad of relevant regu- lations, including TRID, with minimal disrup- tion to their workflow," said Olumide Soroye, managing director of Information Solutions at CoreLogic. "We are excited to work with a best-of-breed, TRID-ready provider, to bring clients a timely solution that helps identify and address loan-level regulatory compliance issues through seamless integrations with technology partners and support from the industry's leading compliance experts." e LoanSafe Compliance Manager helps lenders easily identify and address loan-level regulatory compliance issues by delivering alerts and summary reports supported by detailed analyses, the company says. When the manager program comes across a potential problem, it notifies the user and provides an explanation, calculation, and/or regulation concerning the issue. CoreLogic can then respond proactively and resolve these issues in a timely man- ner. e Compliance Manager also delivers exception handling and reporting, exportable management reports, and audit reports that can provide comprehensive evidence of an indepen- dent compliance review to secondary market investors and regulators. "In a Fannie Mae survey performed in Q 4 2014, lenders said they were more concerned about risk due to non-compliance than they were about risk due to lower loan volume, and that was in a year that saw originations decline more than 35 percent," said John Vong, president of ComplianceEase. "Our partnership with CoreLogic allows us to jointly enable more lenders to comply not only with the current pressing regulatory challenge—the coming TRID rules—but also the hundreds of other existing rules that could apply to a mortgage and that could render it unsalable." The number of percentage points California's distressed sales share declined from its peak in January 2009 (67.5 percent) to its April 2015 level (9.7 percent). In April, it was the largest decline in distressed sales share of any state from its peak total. Source: CoreLogic STAT INSIGHT 57.8