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12 THE APP SPECTRUM TECHNOLOGY FOR ON-THE-GO DEFAULT SERVICING PROFESSIONALS Cimbal With Cimbal's mobile payment and promotion network, users can increase sales and deliver targeted deals to their customers. Cimbal makes it easy to accept credit card payments and electronic cash or pay using your mobile device or tablet anywhere without a card terminal reader – in stores, online, or person-to-person. Target customers using Cimbal's analytics engine, or find nearby deals that are tailored to your interests and location. Cimbal's payment system is secure, since users do not disclose any financial information when making payments. (Free, iOS, Android) Asana Asana is the app that its creators describe as "teamwork without email." Built on the idea that email cannot keep up with the speed, complexity, and scope of the modern workplace, Asana has completely re-imaged team communication from the ground up. All conversations and listing of tasks happen in one location and can easily be viewed, so everything is actionable and transparent. Users can add due dates, assignees, flowers, details, and files to any listed task. e less time team members spend using email, the more time there is to get work done. (Free for teams of up to 15 people, Web, iOS, Android) Scan Pages With Scan Pages, you can convert your iPhone into a mobile scanner. Scan Pages allows you to scan virtually anything – documents, forms, whiteboards, magazines, and product labels, to name a few. Scan Pages will organize and clean your mobile images, making them easier to read and print, by using advanced image processing technology. Combine multiple images into one PDF and share via email by sending the PDF or images to GoogleDocs, Evernote, or DropBox. (Free, iOS) Waze Waze is the world's largest community-based traffic and navigation app. With Waze, you can save time and gas money on your daily commute by joining with other drivers in your area to share real-time traffic, road, and gas information. With Waze, receive alerts before you approach police, accidents, road hazards, or traffic jams as shared by other drivers in real time. With Waze, you can also see other drivers' estimated time of arrival when they are traveling to the same destination. (Free, iOS, Google Play) Abukai Abukai allows users to tackle expense reports, invoices, and business expenses in seconds by taking pictures of receipts and processing the expense report. e app eliminates the cumbersome work that is associated with creating expense reports, such as typing data from receipts, categorizing expenses, and looking up exchange rates. Abukai automatically reads receipts and quickly changes them into expense reports. e standard version delivers expense reports via email in an Excel spreadsheet format with the receipts attached as a PDF. (Free with upgrades available, iOS, Google Play)