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Separate and Unequal-DS News Aug. 2015

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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92 Wyoming's rank among states and the District of Columbia for the number of cumulative bankruptcy filings for the first six months of 2015, with 452. Only the District of Columbia, Vermont, North Dakota, and Alaska had fewer. Source: AACER bankruptcy data reported by Epiq Systems STAT INSIGHT 47th Wyoming RANK: 39 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 0.99% 0.72% 4.1 YEAR AGO 1.12% 0.52% 4.3 YEAR-OVER-YEAR CHANGE -11.2% 39.8% -0.2 Top County WESTON COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.64% 1.90% YEAR AGO 1.77% 1.00% YEAR-OVER-YEAR CHANGE -7.2% 90.5% Top Core-Based Statistical Area GILLETTE, WY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.48% 1.69% YEAR AGO 1.96% 1.18% YEAR-OVER-YEAR CHANGE -24.3% 43.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Utah RANK: 43 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 1.52% 0.64% 3.4 YEAR AGO 2.00% 0.85% 3.8 YEAR-OVER-YEAR CHANGE -23.9% -25.2% -0.4 Top County EMERY COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 2.82% 2.03% YEAR AGO 3.17% 1.90% YEAR-OVER-YEAR CHANGE -11.2% 6.9% Top Core-Based Statistical Area PRICE, UT 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.83% 1.72% YEAR AGO 2.26% 1.88% YEAR-OVER-YEAR CHANGE -19.3% -8.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Washington RANK: 26 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate APRIL 2015 1.51% 1.36% 5.5 YEAR AGO 2.16% 1.67% 6.2 YEAR-OVER-YEAR CHANGE -29.9% -18.6% -0.7 Top County FERRY COUNTY 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 1.29% 2.66% YEAR AGO 2.44% 1.21% YEAR-OVER-YEAR CHANGE -47.3% 121.0% Top Core-Based Statistical Area ABERDEEN, WA 90+ Day Foreclosure Delinquency Rate Rate APRIL 2015 2.71% 2.61% YEAR AGO 3.25% 2.86% YEAR-OVER-YEAR CHANGE -16.4% -9.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the March 2015 foreclosure rate. All fi gures are rounded to the nearest decimal. The unemployment rate refl ects preliminary March 2015 fi gures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Legal & Title Services Index

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