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118 internationally accepted best practices. "With both certifications, we feel that our industry partners are fully protected as they are subjected to more and more scrutiny," the firm said in the announcement. Brady & Kosofsky reinforces a commit- ment to security, confidentiality, availability, privacy, and processing integrity for all of the firm's customers by demonstrating SOC 2 compliance. e SOC 2 review is based on Trust Services Principles, which "helps dif- ferentiate entities from their competitors by demonstrating to stakeholders that the entities are attuned to the risks posed by their environ- ment and equipped with the controls that address those risks," according to AICPA. With the ALTA Best Practices certifi- cation, under section 9540 of the AICPA statutory certification, Brady & Kosofsky has demonstrated that as of June 1, its closing and settlement practices are in compliance with ALTA Best Practices based on ALTA criteria, in all material respects. ose criteria include core pillars of Licensing, Trust Accounting, Settlement Practices, Post Closing, Security, and Consumer Complaint Resolution, accord- ing to Brady & Kosofsky. e announcement from Brady & Kos- fosky of the certifications comes just as many law firms and settlement companies are mak- ing necessary adjustments to comply with the Consumer Financial Protection Bureau's new TILA-RESPA Integrated Disclosure (TRID) Rule, which is scheduled to go live on October 3. Many firms have yet to complete the SOC 2 Type 2 audit, which leaves their client base to assume the risk for failing to require its ven- dors to show they are committed to complying with the new requirements, according to Brady & Kosofsky. Oklahoma RANK: 14 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.71% 1.89% 4.5 YEAR AGO 2.06% 2.11% 4.5 YEAR-OVER-YEAR CHANGE -16.7% -10.7% 0 Top County OTTAWA COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.45% 4.70% YEAR AGO 3.96% 3.24% YEAR-OVER-YEAR CHANGE -38.1% 45.0% Top Core-Based Statistical Area MIAMI, OK 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.45% 4.70% YEAR AGO 3.96% 3.24% YEAR-OVER-YEAR CHANGE -38.1% 45.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. South Carolina RANK: 21 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.85% 1.63% 6.6 YEAR AGO 2.32% 1.93% 6.3 YEAR-OVER-YEAR CHANGE -20.3% -15.4% 0.3 Top County DILLON COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 5.15% 4.74% YEAR AGO 5.41% 5.37% YEAR-OVER-YEAR CHANGE -4.7% -11.8% Top Core-Based Statistical Area ORANGEBURG, SC 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 4.64% 3.11% YEAR AGO 4.98% 3.46% YEAR-OVER-YEAR CHANGE -6.8% -10.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Tennessee RANK: 37 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 2.59% 0.77% 5.7 YEAR AGO 3.20% 0.92% 6.6 YEAR-OVER-YEAR CHANGE -19.1% -16.1% -0.9 Top County SCOTT COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 3.28% 2.64% YEAR AGO 6.26% 1.05% YEAR-OVER-YEAR CHANGE -47.6% 150.7% Top Core-Based Statistical Area DAYTON, TN 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 4.07% 1.53% YEAR AGO 4.71% 1.04% YEAR-OVER-YEAR CHANGE -13.6% 46.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Texas RANK: 44 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.82% 0.58% 4.2 YEAR AGO 2.17% 0.73% 5 YEAR-OVER-YEAR CHANGE -16.3% -21.2% -0.8 Top County FREESTONE COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.09% 2.38% YEAR AGO 1.73% 1.94% YEAR-OVER-YEAR CHANGE -36.9% 22.7% Top Core-Based Statistical Area TEXARKANA, TX-AR 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.66% 1.43% YEAR AGO 3.38% 1.17% YEAR-OVER-YEAR CHANGE -21.3% 22.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. North Carolina's share of residential mortgages that were non-current (30 days or more past due but not in foreclosure) as of June 2015, which was right in line with the national average for the month. Source: Black Knight Financial Services STAT INSIGHT 6.3%