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120 Alaska RANK: 51 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 0.86% 0.44% 6.8 YEAR AGO 1.07% 0.54% 7 YEAR-OVER-YEAR CHANGE -19.6% -19.2% -0.2 Top County FAIRBANKS NORTH STAR BOROUGH 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.54% 1.12% YEAR AGO 2.15% 0.99% YEAR-OVER-YEAR CHANGE -28.6% 12.6% Top Core-Based Statistical Area FAIRBANKS, AK 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.54% 1.12% YEAR AGO 2.15% 0.99% YEAR-OVER-YEAR CHANGE -28.6% 12.6% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Arizona RANK: 45 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.02% 0.56% 5.9 YEAR AGO 1.37% 0.61% 6.8 YEAR-OVER-YEAR CHANGE -25.6% -7.9% -0.9 Top County GRAHAM COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.92% 1.49% YEAR AGO 2.51% 1.16% YEAR-OVER-YEAR CHANGE -23.4% 27.9% Top Core-Based Statistical Area SAFFORD, AZ 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.92% 1.49% YEAR AGO 2.51% 1.16% YEAR-OVER-YEAR CHANGE -23.4% 27.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. California RANK: 48 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.06% 0.52% 6.3 YEAR AGO 1.47% 0.69% 7.5 YEAR-OVER-YEAR CHANGE -27.9% -24.1% -1.2 Top County DEL NORTE COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.50% 2.30% YEAR AGO 2.45% 1.77% YEAR-OVER-YEAR CHANGE -38.9% 29.8% Top Core-Based Statistical Area CRESCENT CITY, CA 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.50% 2.30% YEAR AGO 2.45% 1.77% YEAR-OVER-YEAR CHANGE -38.9% 29.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS ClosingCorp Announces New Partnership With Bills.com ClosingCorp, a San Diego-based provider of residential real estate closing cost data and tech- nology for the mortgage and real estate services industries, recently announced a new partnership with Bills.com, the leading resource for free and personalized money help. e new alliance will allow ClosingCorp to provide detailed closing cost data and a consumer-facing, closing-cost calculator for Bills.com users. "For the past nine years, Bills.com has pro- vided consumers with unbiased information from professionals and the ability to view customized loan offers, based on qualification criteria and programs from some of the best lenders in the country," said Ethan Ewing, president of Bills. com. "Our deal with ClosingCorp now allows us to supply our customers with more complete details on the costs and fees associated with purchasing and refinancing a home, so they can go into the biggest transaction of their life with their eyes open." Bills.com users will now be able to input a minimal amount of information and see a very "tight" estimate of the amount of fees and costs— such as title and transfer taxes—that might be re- quired to close their loan, ClosingCorp said. is will provide transparency into the hidden costs of mortgage origination and keep consumers satis- fied at the closing table. ClosingCorp explained that their tools help consumers understand the rates and fees for closing-related services in their specified county. Consumers can enter a state, county, transac- tion type, purchase price, and loan amount and then receive customized closing cost calculations. ese costs can include appraisals, title and settle- ment, inspection services, transfer tax, recording fees, and more. "Bills.com offers broad access to consumers California had the largest improvement of any state in distressed sales share from its peak value, falling from 76.3 percent in February 2009 to 12.3 percent in May 2015, according to CoreLogic. KNOW THIS West Virginia RANK: 31 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 2.07% 1.07% 7.4 YEAR AGO 2.50% 1.11% 6.6 YEAR-OVER-YEAR CHANGE -17.2% -3.6% 0.8 Top County MERCER COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.86% 2.71% YEAR AGO 2.69% 1.45% YEAR-OVER-YEAR CHANGE 6.4% 86.3% Top Core-Based Statistical Area BLUEFIELD, WV-VA 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.70% 2.22% YEAR AGO 2.69% 1.45% YEAR-OVER-YEAR CHANGE 0.4% 52.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics.