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» VISIT US ONLINE @ DSNEWS.COM 123 Oregon RANK: 23 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.20% 1.53% 5.5 YEAR AGO 1.68% 2.05% 7 YEAR-OVER-YEAR CHANGE -28.3% -25.6% -1.5 Top County KLAMATH COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.88% 3.36% YEAR AGO 2.27% 3.56% YEAR-OVER-YEAR CHANGE -17.2% -5.8% Top Core-Based Statistical Area KLAMATH FALLS, OR 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 1.88% 3.36% YEAR AGO 2.27% 3.56% YEAR-OVER-YEAR CHANGE -17.2% -5.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Utah RANK: 43 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.45% 0.59% 3.5 YEAR AGO 1.92% 0.81% 3.7 YEAR-OVER-YEAR CHANGE -24.7% -26.4% -0.2 Top County EMERY COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.63% 2.10% YEAR AGO 2.56% 1.55% YEAR-OVER-YEAR CHANGE 2.8% 35.5% Top Core-Based Statistical Area VERNAL, UT 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.80% 1.54% YEAR AGO 3.27% 1.21% YEAR-OVER-YEAR CHANGE -14.2% 26.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Green River Capital Launches Surveillance Service for SFR Properties Green River Capital, a real estate firm that provides REO asset management, loss mitiga- tion, valuation, collateral review, property management and a full suite of component real estate services, has announced the launch of Rental Asset Management & Performance (RAMP), a new intelligent surveillance ser- vice for single-family rental properties. RAMP provides detailed performance data information on securitizations (includ- ing multi-borrower transactions), managers, borrowers, and properties and is designed to collect and standardize data needed to monitor the performance of multi-borrower securitizations. RAMP leverages Green River Capital's analytics, due diligence, surveillance capabilities, and insight developed in valuing and inspecting more than 100,000 proper- ties for institutional buyers to allow portfolio owners, property managers, multi-borrower lenders, investors, securitizers, and servicers to monitor rental portfolio performance. e ser- vices RAMP provides include a comparative analysis of actual performance to underwritten assumptions, according to Green River. "e success of the single borrower deal has emboldened the market to expand lending op- tions to smaller property owners—connecting Wall Street to Main Street—but, at the same time, this has also created challenges in terms of reporting, surveillance, and vendor manage- ment," said Tim Reilly, president of Green River Capital. "RAMP is fully operational; its surveillance tools give all stakeholders a granu- lar view of their portfolios, allowing them to see performance of individual properties within large and diverse portfolios." A comprehensive deal overview that includes number of units, vacancy rates, debt payments per property, gross potential and actual income, expenses, and net monthly income is provided by RAMP in order to give users a clear picture of monthly property-level performance. RAMP users can create a time series to determine which properties generate enough income from rentals to satisfy monthly costs. Also, portfolio owners can use RAMP to measure the performance of property man- agers, and property managers can use RAMP to measure how tenants are performing. RAMP aggregates data from multiple sources into a single repository in a homog- enized format for export, which is available to the secondary market for use. Reports are cus- tomizable to include both loan and property level information. Green River Capital is based in Salt Lake City and is wholly owned by Clayton Hold- ings, a subsidiary of Radian Group, Inc. Washington RANK: 25 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JUNE 2015 1.32% 1.43% 5.3 YEAR AGO 2.01% 1.61% 6.1 YEAR-OVER-YEAR CHANGE -34.3% -11.1% -0.8 Top County GRAYS HARBOR COUNTY 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.01% 3.08% YEAR AGO 3.13% 2.66% YEAR-OVER-YEAR CHANGE -35.8% 15.7% Top Core-Based Statistical Area ABERDEEN, WA 90+ Day Foreclosure Delinquency Rate Rate JUNE 2015 2.01% 3.08% YEAR AGO 3.13% 2.66% YEAR-OVER-YEAR CHANGE -35.8% 15.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Utah's rank among state for bankruptcy filings per capita in July 2015, with 4.43 filings for every 10,000. Only Tennessee, Alabama, Georgia, .and Illinois ranked higher. Source: AACER bankruptcy data reported by Epiq Systems STAT INSIGHT 5th