DS News

4 50 This Month FROM OUR DESK . . . . . . . . . . . . . . . . . . . . . 2 DS JOURNAL CFPB Sets Final TRID Effective Date; Comptroller of the Currency Discusses Regulatory Compliance and Burdens Facing Banks; OCC Comments on Progress of Hardest Hit Fund Initiative; Congressmen Agree White House Has Not Made GSE Reform a Priority . . . . . . . . . . . . . . . . . . . 9 FIVE MINUTES WITH RAY BARBONE . .38 MOVERS & SHAKERS . . . . . . . . . . . . . . . .42 COUNSEL'S CORNER Digital Risk Chief Legal Officer, Debbie Hoffman discusses the challenges presented to compliance programs in the current climate . . . .60 STATE OF AFFAIRS Impactful local market information at your fingertips . . . . . . . . . . . . . . . . . . . 105 COVER STORY PROFILES IN MENTORSHIP Five of the industry's best tell us about their personal experience of being mentored and the lessons they learned that turned them into the leaders that they are today. . . . . . . . . . . . . . . . . . . . . .87 INDUSTRY INSIGHT UNFINISHED BUSINESS While now out of the FHFA hot seat, former Director Ed DeMarco still has plenty to say about the direction of housing policy. By Brian Honea . . . . . . . . . . . . . . . . . . .94 INDUSTRY INSIGHT IN SEARCH OF THE NEXT GENERATION An Industry of Mentors with No One to Lead By Kerri Panchuk . . . . . . . . . . . . . . . 100 Contributors Special thanks to our contributors from the industry: JK HUEY, Wells Fargo Home Mortgage TIM MORSE, Auction.com CAROLINE REAVES, Mortgage Contracting Services MICHAEL RUIZ, Fannie Mae GLEN D. RUBIN, Rubin Lublin, LLC BRIAN HONEA is the Online Editor for DSNews.com. His writing and editing career spans 13 years across many forms of media. He served as sports editor for two suburban newspaper chains in the Dallas, Texas area and has contributed for such publications as the Yahoo! Contributor Network and the Dallas Morning News. He has authored four non-fiction sports books, the latest of which, e Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. KERRI PANCHUK is an attorney and financial writer with more than a decade of experience covering real estate, default servicing, residential mortgage-backed securities, retail, macroeconomics, and commercial real estate. Panchuk graduated from the Southern Methodist University Dedman School of Law and Texas Tech University. Panchuk previously served DSNews.com as online managing editor/producer and webcast anchor. In April, she rejoined the Five Star Institute as executive director of member groups, overseeing the development and growth of the National Appraisal Congress and Default Title Coalition. Panchuk is a member of the State Bar of Texas. Join the Conversation Do you have a suggestion, story idea, or feedback you'd like to share with DS News readers? Help shape our next issue and e-mail Editor@DSNews.com. S E P T E M B E R 2 0 1 5 C o n t e n t s D S N E W S . C O M 100 38 94 87 Profiles in Mentorship

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