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32 THE APP SPECTRUM TECHNOLOGY FOR ON-THE-GO DEFAULT SERVICING PROFESSIONALS HUD Resource Locator e HUD Resource Locator is an innovative mobile app and website that offers real-time HUD housing information at the fingertips of people who are looking to connect quickly with building managers, public housing authority representatives, and property management companies to find out about housing availability or for other housing-related questions. e app includes information about commonly- requested housing-related resources from HUD field and regional offices, contact information for those offices, maps seamlessly linked to social media sites and text messages, and ability to export search results to Excel and generate a customer PDF resource guide. (Free, iOS, Android) SQFT With SQFT, buyers and sellers can conduct every aspect of the home-buying process directly from a mobile device. Sellers can use SQFT to sell their home without ever leaving their house for thousands of dollars cheaper, slashing the traditional 6 percent closing costs down below 2 percent. Sellers can use the app to create free home listings that will instantly post to as many as 450 real estate sites such as Zillow and Trulia. ey can also schedule showings, make offers, and complete closings using only the SQFT app. From listing, to selling, to signing the contracts, the complete home buying and selling process is handled using SQFT. (Free, iOS, coming soon to Android) ZipCASTLE Save time looking for a new place and stand out from the crowd with ZipCASTLE, which is designed to make the rental application process easier and provide flexibility on which information the applicant chooses to provide–for example, users have the option to leave out personal information such as social security number or bank account/credit card numbers. Users receive an editable RTF document that is printable on any computer; with ZipCASTLE, there are three slots to save different applications and users can save their info as they work on it. ($0.99, iOS) My Minutes My Minutes is a time management app that helps users make the most of their time and keeps users motivated by tracking time against their goals. Set the amount of time you want to spend on a task by using the "at most" and "at least" features. For example, if you feel like you spend too much time surfing the Internet, you can put a cap on your time spent surfing at "45 minutes at the most" and the app will notify you when you are close to hitting your task goal. Keep track of how you are doing with a weekly streak view of how well you are meeting goals. ($2.99, iOS, Android) Nozbe A task management app that stands out due to its intuitive design and easy-to-use interface that works with any screen size anywhere, anytime, Nozbe has been helping busy professionals and both large and small business organizations get things done for more than seven years. Nozbe allows for smooth collaboration between team members when completing a task—share projects with just a few people or the entire team, delegate tasks with just one click, or attach comments to tasks/files to projects. Another feature that makes Nozbe stand out is its ability to integrate seamlessly with Evernote and Dropbox. (Free with premium upgrades available, iOS, Android)