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90 Colorado RANK: 51 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JULY 2015 0.95% 0.46% 4.2 YEAR AGO 1.12% 0.54% 4.6 YEAR-OVER-YEAR CHANGE -14.8% -15.7% -0.4 Top County LAS ANIMAS COUNTY 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.73% 2.10% YEAR AGO 1.63% 2.45% YEAR-OVER-YEAR CHANGE 6.5% -14.1% Top Core-Based Statistical Area CRAIG, CO 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.55% 1.79% YEAR AGO 1.82% 0.93% YEAR-OVER-YEAR CHANGE -14.7% 91.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Hawaii RANK: 3 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JULY 2015 1.72% 3.19% 3.5 YEAR AGO 1.91% 4.12% 4.3 YEAR-OVER-YEAR CHANGE -9.9% -22.6% -0.8 Top County HAWAII COUNTY 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 2.15% 5.65% YEAR AGO 2.24% 7.25% YEAR-OVER-YEAR CHANGE -4.0% -22.2% Top Core-Based Statistical Area HILO, HI 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 2.15% 5.65% YEAR AGO 2.24% 7.25% YEAR-OVER-YEAR CHANGE -4.0% -22.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Idaho RANK: 32 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JULY 2015 0.96% 0.98% 4.2 YEAR AGO 1.28% 1.25% 4.8 YEAR-OVER-YEAR CHANGE -24.8% -21.3% -0.6 Top County JEROME COUNTY 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.31% 2.54% YEAR AGO 3.24% 2.20% YEAR-OVER-YEAR CHANGE -59.7% 15.5% Top Core-Based Statistical Area ONTARIO, OR-ID 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.23% 2.19% YEAR AGO 1.98% 2.01% YEAR-OVER-YEAR CHANGE -37.6% 9.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Montana RANK: 40 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JULY 2015 0.87% 0.70% 4.1 YEAR AGO 1.00% 0.88% 4.6 YEAR-OVER-YEAR CHANGE -12.2% -20.5% -0.5 Top County LINCOLN COUNTY 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.10% 2.36% YEAR AGO 1.63% 2.33% YEAR-OVER-YEAR CHANGE -32.4% 1.3% Top Core-Based Statistical Area BUTTE-SILVER BOW, MT 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 1.25% 1.07% YEAR AGO 1.11% 1.53% YEAR-OVER-YEAR CHANGE 12.6% -30.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Nevada RANK: 11 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate JULY 2015 2.45% 2.04% 6.8 YEAR AGO 3.43% 2.16% 7.5 YEAR-OVER-YEAR CHANGE -28.3% -5.8% -0.7 Top County NYE COUNTY 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 2.76% 3.27% YEAR AGO 3.46% 3.68% YEAR-OVER-YEAR CHANGE -20.1% -11.2% Top Core-Based Statistical Area PAHRUMP, NV 90+ Day Foreclosure Delinquency Rate Rate JULY 2015 2.76% 3.27% YEAR AGO 3.46% 3.68% YEAR-OVER-YEAR CHANGE -20.1% -11.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Three States Account for Nearly One-Third of the Country's Negative Equity ree states accounted for nearly one-third of the nation's negative equity in single-family residential mortgages, according to data re- leased this week by CoreLogic. CoreLogic's Equity Report for the Second Quarter of 2015 found that Nevada, Florida, and Arizona combined accounted for about 31.7 percent of the nation's negative equity. is means that out of the 4.4 million mortgaged properties nationwide with negative equity as of the end of Q2, about 1.39 million of them were located in those three states. Nevada had the highest share of residen- tial properties in negative equity (commonly referred to as "underwater" or "upside down") in Q2 with 20.6 percent, followed by Florida, Arizona, Rhode Island, and Illinois, accord- ing to CoreLogic. e state with the highest percentage of homes with equity as of the end of Q2 was Colorado at 96.7 percent, followed