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ยป VISIT US ONLINE @ DSNEWS.COM 89 Written by Christine Cerda The 10 Steps to Buying and Selling! Illustrated by: Ernie (HERGIE) Hergenroeder g CLIENT TRAINING MANUAL We Believe in giving people a chance in life by providing an Armor of Success to every person we meet. We are real estate solutions experts providing educational strategies for your real estate clients while keeping your future goals in mind. We've just simplified the process! The 10 Steps to Buying and Selling! For Book Pricing and Seminar Dates & Times Contact: Christine Cerda Phone: 559-285-1999 Email: christine@coresolutionsgrp.com Christine Cerda, CEO MBA-GM, SFR, e-PRO, CDPE, CIAS, REO, OICP www.CoreSolutionsGrp.com Office: (844) 285-1999 Cell: (559) 285-1999 Fax: (559) 483-9511 has a unique opportunity to significantly impact the residential real estate market and it's really exciting to be part of that process." In her 12 years in the real estate industry, Dryden has been a top-producing agent in California and Nevada. She built the 71 and Sunny real estate team in San Diego and earned the distinction of REO listing special- ist while selling distressed assets for multiple banks and investors. In 2012, she founded Allre, a transactional marketplace allowing buyers and sellers to complete entire real estate transactions online. Both Dryden and Allre were prominently featured at the Startup Battlefield of Tech- Crunch Disrupt, one of the most influential technology conferences in the world, in 2014. Dryden has a degree in policy, planning, and real estate development from the University of Southern California. "Kathy's industry and technical expertise, along with her proven dedication to deliver- ing an enhanced transactional experience, makes her a key player in our plans to expand our retail residential business," said Auction. com CEO Tim Morse. "We are very pleased to have her on board, and to draw from her insights and experience." PHH Mortgage Selects DocMagic to Further Enhance TRID Compliance DocMagic, a provider of fully-compliant loan document preparation, compliance, eSign and eDelivery solutions, recently announced that PHH Mortgage has signed a multi-year lease to use its products to further enhance TILA-RESPA Integrated Disclosure (TRID) rule compliance capabilities. is agreement will help lenders comply with TRID requirements and utilize the SmartCLOSE portal for settlement provid- ers and other parties to collaborate efficiently, compliantly, and cost effectively. "We have worked closely with DocMagic for the last year to thoroughly evaluate, test and integrate their technology and compliance solutions, and we will use various components to ensure we are TRID compliant," said Eric Sadow, chief compliance and fair lending officer. "We are confident that our use of the DocMagic technology and compliance solutions will meet our needs and the needs of our clients, regulators, investors, partners and borrowers." PHH, its clients, and their borrowers can easily access DocMagic's eSign/eDelivery technology that enables the electronic delivery of TRID documents and the electronic view- ing of closing disclosures and related docu- mentation. DocMagic's Audit Engine electronically tracks and logs transactions touched by all parties working with its Compliance Engine as well as its SmartCLOSE portal, while con- tinuously comparing the initial Loan Estimate against the final Closing Disclosure to ensure RESPA compliance throughout the process. "For a lender with the size and reputation of PHH to select DocMagic to comply with TRID, speaks volumes about how sophisti- cated and scalable our solution really is," said Dominic Iannitti, president and CEO of DocMagic. DocMagic has developed SmartCLOSE, which can integrate with loan origination systems for seamless, bi-directional exchange of data and related information. Additionally, it will integrate with all leading settlement technology platforms and other third party applications used in the loan closing process to allow all relevant parties to share, validate, audit, track and collaborate on documents, data and fees in a secure, collaborative envi- ronment. "We have designed SmartCLOSE to be the most advanced and effective TRID solu- tion in the industry," Iannitti said. "at is why we can rep and warrant all documents and calculations generated in SmartCLOSE with a TRID Compliance Guarantee." The number of percentage points California's distressed sales share declined from their peak of 67.4 percent in January 2009 to July 2015, when the share was 8.8 percent. Source: CoreLogic STAT INSIGHT 58.6