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» VISIT US ONLINE @ DSNEWS.COM 83 GSEs, which should continue to broaden the private mortgage insurance market." e analysts noted that MGIC worked hard to restructure its reinsurance contract. MGIC publicly noted in a press release in April that it expected to be in compliance with the private mortgage insurer eligibility requirements (otherwise known as PMIERS) that the Federal Housing Finance Agency had published in the spring of 2015. ose requirements specifically described what type of financial condition an insurer would have to be in to provide insurance to loans acquired by Fannie Mae and Freddie Mac. At the time, it stated qualified insurers would have to have "available assets" on hand that are either equal or greater than the minimum required assets needed. At the time, MGIC had available assets of $5.12 billion and minimum required assets of $5.35 billion, but the insurer stated publicly in a press release that "our shortfall estimates are based on our interpretation of the PMIERS and assume that the risk in force and assets of MGIC's MIC subsidiary will be repatriated to MGIC." e insurer also noted that any shortfall from that time does not include benefits from MGIC's existing reinsurance transaction and the expected restructuring of that contract– nor from capital contributions from MTG to MGIC or the transfer of other assets. At the time, MGIC said it expected to be in compliance with the qualifications set forth by the FHFA for mortgage insurers by the conservator's March 2016 deadline. Alabama RANK: 33 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 2.88% 0.98% 6.2 YEAR AGO 3.66% 1.08% 6.5 YEAR-OVER-YEAR CHANGE -21.5% -9.5% -0.3 Top County HALE COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 5.78% 2.17% YEAR AGO 5.65% 1.33% YEAR-OVER-YEAR CHANGE 2.2% 62.8% Top Core-Based Statistical Area 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 5.15% 1.77% YEAR AGO 6.21% 1.52% YEAR-OVER-YEAR CHANGE -17.2% 16.4% MOBILE, AL note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Arkansas RANK: 27 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 2.50% 1.34% 5.4 YEAR AGO 3.16% 1.50% 5.9 YEAR-OVER-YEAR CHANGE -20.9% -10.8% -0.5 Top County JACKSON COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.19% 6.28% YEAR AGO 4.01% 6.65% YEAR-OVER-YEAR CHANGE -45.4% -5.5% Top Core-Based Statistical Area BLYTHEVILLE, AR 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 3.87% 3.33% YEAR AGO 5.00% 3.25% YEAR-OVER-YEAR CHANGE -22.5% 2.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Florida RANK: 5 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 2.01% 2.93% 5.3 YEAR AGO 2.87% 4.96% 5.9 YEAR-OVER-YEAR CHANGE -30.1% -41.0% -0.6 Top County WASHINGTON COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.03% 6.22% YEAR AGO 3.62% 7.35% YEAR-OVER-YEAR CHANGE -43.9% -15.4% Top Core-Based Statistical Area WAUCHULA, FL 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.91% 5.90% YEAR AGO 5.04% 7.97% YEAR-OVER-YEAR CHANGE -42.2% -26.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. MEMBER Adriana M Montes, MBA Juris Doctor Candidate Owner, Real Estate Broker REO, Short Sale, Property Management & Acquisitions Director, Luxury Home Specialist, Multimillion Dollar Producer » Awarded #17 with 203 home sales in 2014 of Top 250 Latino Real Estate Agents in US! » Awarded #17 with 220 home sales in 2013 of Top 250 Latino Real Estate Agents in US! » Awarded #16 with 200 home sales in 2012 of Top 250 Latino Real Estate Agents in US! » Awarded #48 with 120 home sales in 2011 of Top 250 Latino Real Estate Agents in US! www.FloridaDreamsRealty.com 321.689.6258 cell - Adriana@FloridaDreamsRealty.com The number of completed foreclosures in Wisconsin for the 12-month period ending August 31, 2015, the 12th highest total among judicial foreclosure states. Source: CoreLogic STAT INSIGHT 5,679