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74 Connecticut RANK: 10 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 1.82% 2.19% 5.3 YEAR AGO 2.51% 3.22% 6.4 YEAR-OVER-YEAR CHANGE -27.3% -32.0% -1.1 Top County WINDHAM COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 3.01% 3.77% YEAR AGO 3.97% 5.03% YEAR-OVER-YEAR CHANGE -24.0% -25.0% Top Core-Based Statistical Area TORRINGTON, CT 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.99% 2.50% YEAR AGO 2.57% 3.52% YEAR-OVER-YEAR CHANGE -22.8% -28.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Connecticut Planet Realty, LLC Sales@CTREOTEAM.com 203-982-4985 cell www.CTREOTEAM.com Security • Preservation • Disposition Steve Rivkin Delaware RANK: 9 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 2.02% 2.25% 4.9 YEAR AGO 2.88% 2.27% 5.7 YEAR-OVER-YEAR CHANGE -29.9% -0.9% -0.8 Top County KENT COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.85% 3.44% YEAR AGO 4.20% 3.45% YEAR-OVER-YEAR CHANGE -32.2% -0.2% Top Core-Based Statistical Area DOVER, DE 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.85% 3.44% YEAR AGO 4.20% 3.45% YEAR-OVER-YEAR CHANGE -32.2% -0.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. District of Columbia RANK: 8 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 1.06% 2.27% 6.8 YEAR AGO 2.28% 2.28% 7.8 YEAR-OVER-YEAR CHANGE -53.4% -0.5% -1 Top County DISTRICT OF COLUMBIA 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.06% 2.27% YEAR AGO 2.28% 2.28% YEAR-OVER-YEAR CHANGE -53.4% -0.5% Top Core-Based Statistical Area WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.33% 1.09% YEAR AGO 2.28% 2.28% YEAR-OVER-YEAR CHANGE -41.7% -52.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS RMBS Suit Filed by S&P Investors is Denied Revival by U.S. Supreme Court e U.S. Supreme Court recently decided to deny the revival of a suit involving allegedly false statements made about toxic mortgage- backed securities by Standard & Poor's (S&P) rating agency. Boca Raton Firefighters & Police Pen- sion Fund accused S&P's parent company McGraw-Hill Financial CEO Harold Mc- Graw III and former CFO Robert Bahash of breaking federal law by convincing investors that their credit ratings were accurate, accord- ing to court documents and a media report. Ultimately, the judge determined that the court system "will not credit mere business 'puffery,' which we have defined in this context as 'statements [that] are too general to cause a reasonable investor to rely upon them.'" e suit, brought about by the pension fund shareholders in February 2013, stemmed from information given from a lawsuit by the U.S. Department of Justice (DOJ) over S&P's alleged role in the financial crisis. A district judge refused to revive the case in September 2013 based on allegations by the DOJ, saying that the outcome of the case would not have been changed by new informa- tion brought up about representations made by S&P to investors. e judge had previously found a lack of proof that S&P knowingly made false statements about the securities it rated. e Second Circuit Court affirmed the District Court's decision in February and refused to grant the plaintiffs a rehearing, ac- cording to the report. S&P agreed to pay the DOJ $1.375 billion dollars to settle the financial crisis accusations in February 2015, according to the report. On July 20, 2015, the plaintiffs filed a peti- tion for a writ of certiorari with the country's highest court, claiming the lower court did not weigh the context of S&P's statements about certain mortgage-backed securities before the crisis. e writ questioned "whether a verifi- ably false factual statement about a matter of obvious importance to a company can never- theless constitute inactionable 'puffery' under the federal securities laws." According to the court documents, be- tween October 21, 2004 and March 11, 2008, S&P rated structured finance transactions in- Connecticut's distressed sales share held steady at 19.1 percent from July to August 2015, which kept it ranked fourth among states behind Florida, Maryland, and Michigan, according to CoreLogic. KNOW THIS