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80 Missouri RANK: 38 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 1.64% 0.78% 5.6 YEAR AGO 2.21% 0.83% 5.7 YEAR-OVER-YEAR CHANGE -25.8% -6.2% -0.1 Top County MISSISSIPPI COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 3.70% 4.23% YEAR AGO 3.89% 3.18% YEAR-OVER-YEAR CHANGE -5.0% 33.0% Top Core-Based Statistical Area POPLAR BLUFF, MO 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.86% 1.52% YEAR AGO 2.42% 1.55% YEAR-OVER-YEAR CHANGE -23.0% -1.7% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Nebraska RANK: 45 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 1.36% 0.56% 2.8 YEAR AGO 1.63% 0.57% 3.2 YEAR-OVER-YEAR CHANGE -16.4% -2.0% -0.4 Top County RED WILLOW COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.07% 1.80% YEAR AGO 2.17% 1.98% YEAR-OVER-YEAR CHANGE -50.8% -9.1% Top Core-Based Statistical Area LEXINGTON, NE 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.25% 1.01% YEAR AGO 2.38% 0.78% YEAR-OVER-YEAR CHANGE -47.5% 29.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. North Dakota RANK: 50 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 0.47% 0.49% 2.9 YEAR AGO 0.47% 0.62% 2.7 YEAR-OVER-YEAR CHANGE -0.8% -21.0% 0.2 Top County WARD COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 0.56% 0.84% YEAR AGO 0.55% 0.73% YEAR-OVER-YEAR CHANGE 1.3% 15.2% Top Core-Based Statistical Area MINOT, ND 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 0.57% 0.80% YEAR AGO 0.53% 0.70% YEAR-OVER-YEAR CHANGE 7.6% 14.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Ohio RANK: 22 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 1.90% 1.63% 4.7 YEAR AGO 2.53% 1.95% 5.4 YEAR-OVER-YEAR CHANGE -24.7% -16.1% -0.7 Top County CRAWFORD COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.60% 3.58% YEAR AGO 3.15% 3.07% YEAR-OVER-YEAR CHANGE -17.5% 16.8% Top Core-Based Statistical Area BUCYRUS, OH 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 2.60% 3.58% YEAR AGO 3.15% 3.07% YEAR-OVER-YEAR CHANGE -17.5% 16.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS FHFA Expands Neighborhood Stabilization Initiative to 18 Metros e Federal Housing Finance Agen- cy (FHFA)announced Tuesday that it will expand the Neighborhood Stabilization Initia- tive (NSI) to 18 more metro areas across the country to provide REO relief to communities. e FHFA said that beginning December 1, 2015, local community organizations will be able to review and purchase foreclosed proper- ties owned by Fannie Mae and Freddie Mac in the newly added 18 metro areas before they hit the public market. e markets listed are metros in which Fannie Mae and Freddie Mac each had at least 100 REO properties valued at less than $75,000, the FHFA says. "e number of REO properties that Fannie Mae and Freddie Mac hold continues to decline nationwide, but there are still some communities in which the number of REO properties remains elevated," said Melvin L. Watt, FHFA director. "Our goal is to take what we learned in Detroit and Chicago and apply it to these ad- ditional communities as quickly and efficiently as possible. Giving local community buyers an exclusive opportunity to purchase these properties at a discount, taking into account expenses saved through a quicker sale, is an effective way to give control back to local communities and residents who have a vested interest in stabilizing their neighborhoods," Watt said. FHFA, Fannie Mae, and Freddie Mac jointly developed NSI and it involves a part- nership with Fannie Mae and Freddie Mac and the National Community Stabilization Trust (NCST), the release stated. e pilot, launched initially in Detroit, Michigan in May 2014, was extended earlier this year to Cook County, Illinois. Based on the lessons learned from the pilot, Fannie Mae and Freddie Mac will continue their work with NCST to focus on disposition of REO prop- erties in ways that place a priority on stabiliz- ing neighborhoods. e 18 metropolitan areas designated by the FHFA for NSI expansion include: » Akron, Ohio » Atlanta-Sandy Springs-Roswell, Georgia » Baltimore-Columbia-Towson, Maryland