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2 It's uncomfortable. But as uncomfortable as the process may be, embracing change is the only pathway to real growth. e same principle rings true in the mortgage servicing industry. is month we took a look at the different ways that the industry will have to adapt if it wants to continue on the path of sustainable growth. Alan Jaffa, CEO of Safeguard Properties, charts the course for field services companies and maps out way in which they must react to the big issues of 2016: technological capability and new federal & local guidelines. e year 2015 was an eventful year in title. From the onset of TRID to the continued implementation of the ALTA Best Practices, the title industry has seen shifts that have forced its professionals to adapt to a new reality. In his piece "Tackling Title," Larry Zielke makes the case that the industry's title professionals are well positioned to take on this new set of challenges and offers tips for you to ensure that your business is protected. Also, on their 30th anniversary, Scott Morgan also takes an inside Mortgage Contracting Services for a look at what makes them tick. How did the once regional property preservation company turn itself into a national field services force to be reckoned with? Read on to find out. Nothing is more valuable to us than the opinions and suggestions of our readers. Responding to the needs of our audience is essential to our mission of providing the most complete default servicing coverage available in any medium. Is there something going on in the market that you would like to see covered? Have an idea for a new type of feature? We're all ears. Drop us a line to let us know how we're doing. Email us at editor@dsnews.com or follow us on Twitter @DSNewsDaily and join in on the conversation. Derek Templeton Editor, DS News I hate change… FROM OUR DESK default servicing | in print and online VOL. 14 NO. 2 No part of this publication may be reproduced without written permission from the publisher. ©2015 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriment that may result from the use of these materials. PUBLISHER EDITOR DESIGN DSNEWS.COM VIDEO EDITOR STAFF WRITERS COPY EDITORS ADVERTISING LEGAL LEAGUE 100 BUSINESS DEVELOPMENT NATIONAL APPRAISAL CONGRESS, TITLE AND CLOSING COALITION Mark Hulme Derek Templeton Jonathon Won Jordan Funderburk Krista Franks Brock, Scott Morgan, Brian Honea, Xhevrije West Alison Rich, Shalene Roberts Robyn Clayton: 214.525.6716 Kevin McCrea: 214.525.6756 Jason Myers: 214.525.6760 Suzanne Andresen: 207.443.3314 Lindsay Wolf: 214.525.6713 Derek Templeton: 214.525.6757 f o r m e rl y m a g a z i n e Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF ACCOUNTING DESIGN Mark Hulme Ed Delgado John Harrison Ernest Gillespie Sean Walker Jason Stone Jonathon Won