DS News

4 66 74 40 70 This Month FROM OUR DESK . . . . . . . . . . . . . . . . . . . . . 2 DS JOURNAL A Whole New Ballgame: Auction. com Rebrands Itself As Ten-X, Fannie Mae: Less Affordability Amid Steady Growth In 2016, Serious Delinquency Numbers Continue Shrinking . . . . . . 7 MOVERS & SHAKERS . . . . . . . . . . . . . . . .30 ASK THE ECONOMIST . . . . . . . . . . . . . . . .40 COUNSEL'S CORNER . . . . . . . . . . . . . . . .44 FIVE MINUTES WITH KATIE BREWER . . . . . . . . . . . . . . . . . . . . .46 STATE OF AFFAIRS Impactful local market information at your fingertips . . . . . . . . . . . . . . . . . . . . .78 COVER STORY SETTING THE TONE Field Services Companies Must Embrace the coming Evolution in 2016 By Alan Jaffa. . . . . . . . . . . . . . . . . . . . . . .62 INDUSTRY INSIGHT TACKLING TITLE Title professionals are well positioned to face the industry's challenges. By Lawrence Zielke . . . . . . . . . . . . . . .66 SUCCESS FORMULA SOLID AS A ROCK In the past 30 years, Mortgage Contracting Services has grown from its regional roots into a force to be reckoned with. By Scott Morgan . . . . . . . . . . . . . . . . . .70 INDUSTRY INSIGHT CLEAR AS MUD How courts are interpreting compliance with HUD regulations for contact with the borrower and counseling. By Michael J. Barker & Sonia H. McDowell . . . . . . . . . . . . . . . . . . . . . . . .74 Contributors ALAN JAFFA is the chief executive officer for Safeguard, a role he assumed in May 2010. Previously he served as chief operating officer. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties' business model into complimentary markets. SCOTT MORGAN is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He's been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. LAWRENCE ZIELKE is Principal of the Zielke Law Firm, PLLC, located in Louisville, Kentucky. Zielke earned his bachelor's degree from WKU where he also served as the student body president. He holds a Juris Doctor from the University of Louisville. Prior to entering law school he was a first lieutenant and served as a military intelligence officer. Zielke is admitted to practice in both Kentucky and Florida and is admitted before the U.S. Supreme Court, U.S. Court of Appeals for the Federal Circuit, U.S. Courts of Appeals for the Sixth, Seventh and Eleventh Circuit, U.S. Claims Court and numerous U.S. District Courts. MICHAEL J. BARKER is a partner at Quintairos, Prieto, Wood & Boyer, P.A. and heads up the firm's Business, Financial Services & Real Estate Division. He is a Jacksonville native and represents clients throughout Florida and beyond. Mr. Barker represents clients engaged in the default servicing, banking, mortgage lending and mortgage servicing, construction and development, and title insurance industries in both transactional and litigation matters. SONIA H. MCDOWELL is an associate at Quintairos, Prieto, Wood & Boyer in the firm's Business, and Financial Services & Real Estate Division in Orlando, Florida. Her practice focuses in the areas of real estate, commercial litigation, and commercial and residential foreclosures. She handles all aspects of foreclosure representation on behalf of mortgage loan servicers and lending institutions throughout the state of Florida. Join the Conversation Do you have a suggestion, story idea, or feedback you'd like to share with DS News readers? Help shape our next issue and e-mail Editor@DSNews.com. F E B R U A R Y 2 0 1 6 C o n t e n t s D S N E W S . C O M 62

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