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2 They're more interesting. Nearly a decade ago, I was fortunate enough to have been an intern in the office Congressman Jeb Hensarling during the gap year between earning an undergraduate degree in political science and entering law school. at's right, I was into gap years before Malia Obama made them cool. As an intern, you don't get a ton of face time with a sitting congressman but from time to time I'd get the opportunity to interact with him. And he was pretty much the same in private as the persona that he portrays to the voters. Pragmatic but convicted. Affable but serious. In this month's cover story DS News Assistant Editor Brian Honea caught up with the Republican Congressman from the great state of Texas and chairman of the House Financial Services Committee. It's no secret that the stanch conservative has no love for the CFPB. Does he want it abolished? e answer may surprise you. Also this month, Scott Morgan takes a look at the changes the industry is facing due to changing demographics. As the current generation of industry leaders begin to age out and the customer base shift to a new demographic, the industry will by necessity change as well. We also caught up with Fannie Mae Chief Economist and Douglas Duncan to get his take on the current economic climate. We want you to make your voice heard as well. Is there something going on in the market that you would like to see covered? Have an idea for a new type of feature? We're all ears, so drop us a line and let us know how we're doing. Send us an email at editor@dsnews.com or follow us on Twitter @DSNewsDaily and join in on the conversation. Derek Templeton Editor, DS News I Like Principled People FROM OUR DESK default servicing | in print and online VOL. 14 NO. 6 No part of this publication may be reproduced without written permission from the publisher. ©2015 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriment that may result from the use of these materials. PUBLISHER EDITOR DESIGN DSNEWS.COM VIDEO EDITOR STAFF WRITERS COPY EDITORS ADVERTISING LEGAL LEAGUE 100 BUSINESS DEVELOPMENT NATIONAL APPRAISAL CONGRESS, TITLE AND CLOSING COALITION Mark Hulme Derek Templeton Jonathon Won Jordan Funderburk Krista Franks Brock, Scott Morgan, Brian Honea, Xhevrije West Alison Rich, Shalene Roberts Robyn Clayton: 214.525.6716 Kevin McCrea: 214.525.6756 Jason Myers: 214.525.6760 Suzanne Andresen: 207.443.3314 Lindsay Wolf: 214.525.6713 Derek Templeton: 214.525.6757 f o r m e rl y m a g a z i n e Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF ACCOUNTING DESIGN Mark Hulme Ed Delgado John Harrison Ernest Gillespie Sean Walker Jason Stone Jonathon Won

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