DS News

2 It's finally December From the Olympics to a historical presidential election, this year seems to have gone by in the blink of an eye. It's around this time of year that I find myself reflecting on all that has taken place in the past 12 months. I have to remind myself, though, that moving into the new year requires a forward-thinking mentality. e same rings true for our industry. Now more than ever it is important to reflect upon the lessons our industry has learned. But we must also remember to look to the future in order to continue to pursue an even better tomorrow for our peers and our consumers. In our cover story, we take the pulse of leaders in property preservation, property valuation, technology development, asset disposition, title and settlement, compliance, servicing, investment, and other areas of the industry and ask the question, "What are you forecasting for the industry in the coming year." Read more to find out. Also in this issue, Dr. Katherine Qin explains how home financial derivatives can be used to leverage and speculate on the market. Why are losses in financial derivatives typically very large? Read her analysis to discover more. It's not easy being a third party service provider, but it's never been more important to have an effective relationship with your servicer partners. Kendall Baer sat down with professionals that have been on both sides of that relationship to hear their insight on the interests of both parties. ese stories along with others reflect a year of change but ways the industry can work to create solutions that will lead the way to a bright 2017. We want you to make your voice heard as well. Is there something going on in the market that you would like to see covered? Have an idea for a new type of feature? We're all ears, so drop us a line and let us know how we're doing. Send an email to editor@dsnews.com or follow us on Twitter @DSNewsDaily and join in on the conversation. Derek Templeton Editor, DS News FROM OUR DESK default servicing | in print and online VOL. 14 NO. 12 No part of this publication may be reproduced without written permission from the publisher. ©2015 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriment that may result from the use of these materials. PUBLISHER EDITOR DESIGN DSNEWS.COM VIDEO EDITOR STAFF WRITERS COPY EDITORS ADVERTISING Mark Hulme Derek Templeton Jonathon Won Jordan Funderburk Kendall Baer, Krista Franks Brock, Brian Honea, Scott Morgan Alison Rich, Shalene Roberts Suzanne Andresen: 207.443.3314 Robyn Clayton: 214.525.6716 Veronica Clayton: 214.525.6786 Veronica Guerrero: 214.525.6784 Kevin McCrea: 214.525.6756 Jason Myers: 214.525.6760 f o r m e rl y m a g a z i n e Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF ACCOUNTING DESIGN Mark Hulme Ed Delgado John Harrison Ernest Gillespie Sean Walker Jason Stone Jonathon Won

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