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VISIT US ONLINE @ DSNEWS.COM Missouri rank: 42 90+ Day 2.59% 2.72% -4.74% 90+ Day 0.51% year ago 1.91% percent point change -73.25% 39.84% Top Core-Based Statistical Area Foreclosure FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 90+ Day Delinquency Rate june 2012 2.74% year ago 4.32% percent point change -36.67% 12.99% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. 3.28% 3.71% Rate 3.16% Delinquency Rate Foreclosure Rate june 2012 1.78% year ago 1.77% percent point change 0.61% Top County DENT COUNTY Delinquency Rate june 2012 4.41% Unemployment Rate 7.1% 8.7% -18.4% Foreclosure Rate continuing criminal investigation of DocX founder and former president Lorraine Brown. LPS terminated Brown's employ- ment in November 2009 and discontinued DocX's operations in May 2010. Koster expressed appreciation for LPS in taking responsibility for the actions of its subsid- iary and agreeing to cooperate in ongoing investigations. STAT INSIGHT -6.1% in number of past- due mortgages in Missouri as of June. Annual decrease Source: Lender Processing Services IN THE NEWS LPS Settles Criminal Charges in Missouri announced last month that an agreement was reached between its subsidiary, DocX, and Missouri Attorney General Chris Koster, resulting in the dismissal of criminal charges pending against DocX. In February 2012, Koster obtained Lender Processing Services, Inc., (LPS) Montana rank: 43 90+ Day 1.27% 1.44% -11.60% 90+ Day criminal indictments against DocX related to its alleged role in falsely authorizing and notarizing mortgage and foreclosure docu- ments for lenders and servicers. Koster al- leged DocX earned approximately $363,000 in total revenue from the execution and filing of mortgage-related documents in Missouri from 2008 to 2010. The terms of the settle- ment provide for a voluntary contribution of $1.5 million to the state of Missouri. In addi- tion, the attorney general's office will receive $500,000 in reimbursement for fees and costs associated with its investigation. DocX is released from any potential liability. The attorney general's office says LPS also agreed to cooperate with Koster in his 2.94% year ago 2.03% percent point change 44.50% 219.25% Top Core-Based Statistical Area MISSOULA, MT 90+ Day 1.44% year ago 1.42% percent point change 1.71% -6.40% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. 19.47% 1.66% 0.97% percent point change 48.27% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. Delinquency Rate june 2012 1.55% 1.15% year ago 1.44% Foreclosure Rate -22.11% 1.08% 2.78% percent point change 22.42% Top Core-Based Statistical Area SIOUX CITY, IA-NE-SD 90+ Day Delinquency Rate june 2012 2.13% Foreclosure Rate Delinquency Rate Foreclosure Rate june 2012 1.75% year ago 1.99% percent point change -12.02% Top County BROADWATER COUNTY Delinquency Rate june 2012 3.44% 2.16% year ago 3.03% Foreclosure Rate 90+ Day Unemployment Rate 6.3% 6.9% -8.7% IN THE NEWS Torrent, DataQuick Partner to Offer Flood Insurance Tools services business is headquartered in Kalispell, Montana, and San Diego, California's DataQuick have teamed up to release FutureFlood DataFile Services. The new tool is part of the DataQuick Torrent Technologies, whose insurance Flood Risk Analysis Suite and allows insurance companies, lenders, and servicers to identify potential candidates for policy changes prior to the release of the Federal Emergency Management Agency's (FEMA) reconfigured flood insurance rate maps. "Flood is not just an insurance indus- try issue," said John Walsh, president of DataQuick. "A lender or servicer's portfolio is exposed to risk if flood policies are out-of- date or cancelled." Walsh says his company's partnership with Torrent will help resolve delays in issuing policies for collateral protection after the rate map changes are published. Nebraska rank: 48 90+ Day 1.67% 1.63% 2.30% Delinquency Rate Foreclosure Rate june 2012 1.23% year ago 1.40% percent point change -12.72% Top County BURT COUNTY Delinquency Rate june 2012 3.71% Foreclosure Rate Unemployment Rate 3.9% 4.5% -13.3% 127