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easier. With the Radian Rates app, our lend- ing partners can access our rates in seconds, wherever they are. Investing in this type of technology further demonstrates our com- mitment to being the MI partner of choice for lenders." Positive Yearly Growth for Counties in Western Pennsylvania tracked by West Penn Multi-List, Inc., are seeing higher home sale prices and an increase in homes under agreement. West Penn Multi-List reported the The housing markets in 13 counties number of residential homes placed under agreement increased 11.72 percent in August to 3,640 homes, compared to 3,258 homes in August 2011. In addition, the average home sale price went up by 3.92 percent to $173,311 in August, compared to $166,777 a year ago. New listings remained mostly unchanged, falling by 0.17 percent. "Southwestern Pennsylvanians' attitudes Rhode Island rank: 12 90+ Day 3.87% 3.64% 6.3% 90+ Day 4.83% year ago 4.45% percent point change 8.7% -0.7% Top Core-Based Statistical Area Foreclosure PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 90+ Day Delinquency Rate august 2012 3.87% year ago 3.64% percent point change 6.3% toward the housing market seem to be posi- tive, which is proven by the region's strong home sales over the summer," said Ron Croushore, current president of the West Penn Multi-List. "The region continues to need more homes listed for sale so that homebuyers have ample options from which to choose." The 13 counties included in the report were Allegheny, Armstrong, Beaver, Butler, Washington, Westmoreland, Fayette, Greene, Clarion, Lawrence, Mercer, Somerset, and Indiana. KNOW THIS There were 22,485 homes listed for sale in Philadelphia in September, according to the real estate brokerage Redfin. 104 0.7% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. 4.20% 4.23% Rate 5.24% STAT INSIGHT South Carolina's capital and its largest city, Columbia. Median home price in $134,000 Source: National Association of Home Builders/Wells Fargo Housing Opportunity Index South Carolina rank: 10 90+ Day 2.47% 2.92% -15.1% 90+ Day 4.02% year ago 7.21% percent point change -44.2% 18.2% MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 90+ Day Top Core-Based Statistical Area Foreclosure Delinquency Rate august 2012 2.02% year ago 2.75% percent point change -26.5% -13.4% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. -43.7% 6.38% 1.63% percent point change 20.8% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90- plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. 5.52% 0.92% year ago 1.65% Rate -30.3% 6.97% 1.67% percent point change 10.7% Top Core-Based Statistical Area SIOUX CITY, IA-NE-SD 90+ Day Delinquency Rate august 2012 1.99% Foreclosure Rate Delinquency Rate Foreclosure Rate august 2012 4.39% year ago 4.29% percent point change 2.5% Top County HAMPTON COUNTY Delinquency Rate august 2012 8.24% 1.17% year ago 3.14% Foreclosure Rate Unemployment Rate 9.6% 10.4% -7.7% South Dakota rank: 46 90+ Day 0.97% 0.94% 3.7% 90+ Day Delinquency Rate Foreclosure Rate august 2012 1.46% year ago 1.68% percent point change -13.0% Top County MCCOOK COUNTY Delinquency Rate august 2012 3.48% Foreclosure Rate Unemployment Rate 4.5% 4.6% -2.2% Delinquency Rate Foreclosure Rate august 2012 4.23% year ago 4.20% percent point change 0.7% Top County PROVIDENCE COUNTY Delinquency Rate august 2012 5.20% Foreclosure Rate Unemployment Rate 10.7% 11.4% -6.1% South Carolina Wertan David Charleston and Mount Pleasant, South Carolina RE/MAX Advanced Realty 843.270.6455 (c) 843.972.2400 (o) www.davidwertan.com david@davidwertan.com SFR, GRI, CRS, 203k Specialist