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2 From the Front Lines of Where Legal and Servicing Meet It's unbelievable it's the start of the new year already, but it's gratifying to be able to look back at the successes of 2017. e strength in our industry lies in industry partners working together, and we are proud this month to bring you the top law firms working in financial services. In the 2018 Black Book, you'll find photos, firm stats, and biographies on the financial services industry's finest law firms. ese firms are working with their servicer and industry partners to ensure a smooth foreclosure process and a strong year ahead. After learning about the inner workings of today's top law firms, be sure not to miss our new addition to the Black Book this year—our 25 Women of Law department. ese remarkable women have made a mark not only in their individual firms but also in the industry as a whole. From breaking through the glass ceiling to fighting for the rights' of their clients, these are women worth getting to know through their featured bios. Plus, don't miss an impactful article by Safeguard's Alan Jaffa titled "Disaster Playbook: Effective property preservation and industry guidance are crucial to weathering natural disaster." Safeguard has been on the front lines helping to mitigate the impact of the hurricanes and wildfires that decimated swaths of the U.S. in the late summer/fall of 2017. Also great reading this issue is our 2018 Legal Industry Update department. David Wharton kicks it off by speaking to various top legal experts on the case law that is shaping our industry. en, you'll hear attorneys provide national and regional legal updates and hot topics. So, with so much great content in this issue, I'll simply sign off by saying, "Happy reading and looking forward to a prosperous and impactful 2018." All my best, Rachel Williams Editor-in-chief FROM OUR DESK default servicing | in print and online VOL. 16 NO. 01 No part of this publication may be reproduced without written permission from the publisher. ©2017 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. PUBLISHER EDITOR-IN-CHIEF DESIGN ASSOCIATE EDITOR DSNEWS.COM VIDEO EDITOR ONLINE CONTRIBUTORS ONLINE EDITOR COPY EDITORS ADVERTISING DS NEWS 2017-2018 EDITORIAL ADVISORY BOARD Mark Hulme Rachel Williams Jonathon Won Nicole Casperson Jordan Funderburk Aly J. Yale Radhika Ojha David Wharton Alison Rich Suzanne Andresen: 207.443.3314 Kevin McCrea: 214.525.6756 Jason Myers: 214.525.6760 Robert Rakowski: 214.525.6783 Meg Burns, Financial Services Roundtable Kathy Cummings, Bank of America Jordan Dorchuck, BSI Financial Services Malloy Evans, Fannie Mae Yvette Gilmore, Freddie Mac Ramie Word, Nationstar Mortgage Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF ACCOUNTING PROFESSIONAL ASSOCIATIONS American Mortgage Diversity Council Legal League 100, National Mortgage Servicing Association, Property Preservation Executive Forum FORCE DESIGN Mark Hulme Ed Delgado John Harrison Ernest Gillespie John Rieger: 214.525.6769 Derek Templeton: 214.525.6757 Annie Collier: 214.525.6740 Sean Walker Jason Stone Jonathon Won