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16 ON THE WEB WEBSITES TO GET TO KNOW. Personal security is hugely important in 2018, with stories of major data breaches, hacking attacks, and identity theft hitting the news on a daily basis. F-Secure helps you face those threats head-on through the use of a personal Virtual Private Network (VPN). A VPN provides privacy for your connection, so neither your service provider nor the websites you visit can see your personal information or activity. F-Secure routes your connection through a VPN tunnel, encrypts it, and masks your IP address. is helps protect you both from those who would seek to exploit your personal information and from advertisers mining your info. F-Secure offers a variety of different levels of protection, ranging from personal security to corporate security, encompassing just about any combination of devices. Billing itself as a "journal of intellectual capital," Thought Economics presents both editorials and one-on-one interviews with "the individuals who have shaped our world, are shaping our future, and impact every aspect of our lives." Past interviews include entrepreneurs, Nobel Prize winners, top thinkers, artists, and even sports figures, as well as additional noteworthy figures like Sir Richard Branson, Prof. Muhammad Yunus, Prof. Jody Williams, Will.I.Am, Olivia Newton-John, Moby, and more. You can sign up for the email newsletter or just dive right in. Many interviews are grouped by subject, with recent topics including "Understanding Democracy," "Leadership," "Entrepreneurship," "Mental Health," and "World Peace." Recent one-on-one interviews have included discussions with former Mexican President Vicente Fox, Slack Co- Founder Stewart Butterfield, and Sequoia Capital Partner Alfred Lin. e world of startups is a mixture of bad ideas executed well, great ideas that fail to reach their full potential, and those few gems that manage to blend a strong initial concept with a well- thought-out follow-through. Betalist is designed to help you stay abreast of the most interesting and promising startups, with its homepage featuring a feed of "Trending Startups" right at the top, making it easy to see what's generating the most buzz. If you want to go deeper, you can scroll back through past featured startups, arranged by date. Each entry shows a screenshot or featured image, the name of the startup, and a brief description of it. Clicking on an entry will take you to a more detailed Betalist write-up of the startup, plus a link to the actual site itself. Betalist is a quick and easy way to get a look at the websites and products that may be blowing up in the months to come. THOUGHTECONOMICS.COM 2 F-SECURE.COM 1 BETALIST.COM 3 BUILDER CONFIDENCE ON SOLID FOUNDATION e latest installment of the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) shows builder confidence in the market for newly-built single-family homes mostly staying strong. However, there are concerns on the horizon that could continue to impact the balance between supply and demand when it comes to housing. e HMI for March shows builder confidence at 70, one point down from February's revised score. "Builders' optimism continues to be fueled by growing consumer demand for housing and confidence in the market," said NAHB Chairman Randy Noel. "However, builders are reporting challenges in finding buildable lots, which could limit their ability to meet this demand." Based on a monthly survey NAHB conducts, the HMI gauges builder perceptions of current single-family home sales and sales expectations for the next six months as "good," "fair," or "poor." e survey also asks builders to rate traffic of prospective buyers as "high to very high," "average," or "low to very low." Any number over 50 indicates that more surveyed builders viewed conditions as good than poor. e HMI component gauging current sales conditions held steady at 77. e measure of confidence in sales over the next six months decreased by two points, settling in at 78. Finally, the score for buyer traffic fell three points to 51. e West boasted the highest three-month moving average at 79, down two points. e South was next in line, dropping a single point to hit 73. e Midwest score decreased four points to settle at 68. e Northeast was up a single point, but its score still only totaled 57. NAHB Chief Economist Robert Dietz said, "A strong labor market, rising incomes, and a growing economy are boosting demand for homeownership even as interest rates rise. With these economic fundamentals in place, the single-family sector should continue to make gains at a gradual pace in the months ahead."

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