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DS News June 2018

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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12 ON THE WEB WEBSITES TO GET TO KNOW. With artificial intelligence (AI) becoming more tangibly accessible, websites like VoyagerLabs.co are offering businesses and the public sector the ability to obtain the insights needed to understand individual behaviors, interests, and intent, claiming to create a more prosperous and safer world for all. A leading AI and cognitive deep learning company, Voyager Labs uses an innovative, scalable, and cognitive approach by analyzing public data that is available to all but is only understood by some. ese "human pixels," as they are called, provide comprehensive and far-reaching insights into individual and group behaviors. Looking for ways to create brand awareness, attract traffic to your business, or convert visitors into clients? Keep your internet presence both user-friendly and captivating with eDesignInteractive.com. eDesign is a web design company which creates websites, landing pages, and interactive campaigns, and uses the power of digital technology to engage your audience, encourage sharing, and convert traffic into loyal customers. Over the past 10 years, eDesign has garnered over 103 international awards, from Forbes, Awwwards, CSS Design, and many others. When engaging on social media, ensuring that casual audiences become engaged followers or clients is important. One major way successful companies ensure this is providing compelling, informational content while keeping their followers interested enough to click through to their website or blog post in order to learn more. It can still be difficult to reduce your company news into Twitter's limited character count when bulky URLs dominate half of your limit, or to keep your Facebook posts from looking like web page spam. Bitly.com serves to correct these stumbling blocks in social media marketing as a link optimization website. e goal of Bitly is to shorten links, with Bitly currently managing 600 million links per month, allowing marketers to "own the customer experience" though clean and concise social media link management. EDESIGNINTERACTIVE.COM 2 VOYAGERLABS.CO 1 BITLY.COM 3 MPF PROGRAM AND GINNIE MAE SURPASS $1B IN MBS e MPF Program recently surpassed $1 billion in mortgage-backed securities (MBS) issued. e MPF Government MBS product was the result of a partnership forged by the Federal Home Loan Bank of Chicago and Ginnie Mae to issue securities guaranteed by Ginnie Mae and backed by mortgages originated by FHLB member financial institutions. e product provides mortgage lenders, particularly smaller institutions, direct access to the secondary mortgage market, and more options when creating mortgage products for their home-buying customers. e MPF Government MBS product was initially made available only to eligible participating members of the Federal Home Loan Bank of Chicago and has now expanded to six Federal Home Loan Banks that can now offer the MPF Government MBS product to their members. "e interest in the MPF Government MBS product continues to grow helping to make more affordable lending available throughout the country," said John Stocchetti, EVP of the MPF Program. e MPF Program's partnership with Ginnie Mae continues to provide lenders a channel to the MBS marketplace and the ability to choose whether to retain or release servicing on the government loans they originate. Ginnie Mae developed the first mortgage- backed security in 1970 which allowed for loans to be pooled in a security that could be sold in the secondary market. "is partnership with the Federal Home Loan Bank of Chicago is just the beginning of the productive partnerships that Ginnie Mae's charter allows and that we intend to leverage in the coming years," said Michael Bright, EVP and COO at Ginnie Mae. "ese types of programs help to level the playing field for small and local financial institutions, help Ginnie Mae fulfill its core mission, and creates important opportunities for innovation in our mortgage system."

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