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» LENDERS & SERVICERS VISIT US ONLINE @ DSNEWS.COM CoreLogic 40 PACIFICA, SUITE 900 » IRVINE, CALIFORNIA 92618 » 877.849.1023 CoreLogic.com COMPANY HISTORY CoreLogic headquartered in Irvine, California, has more than 5,000 employees globally. Under the leadership of Anand Nallathambi, the company has positioned itself as a leading property information, analytics, and services provider in the United States and Australia. Its combined data from public, contributory, and proprietary sources includes upwards of 3.3 billion records spanning more than 40 years, providing detailed coverage of property, mortgages and other encumbrances, consumer credit, tenancy, location, hazard risk, and related performance information. CoreLogic delivers value to clients through unique data, analytics, workflow technology, advisory, and managed services. Short Sales Regardless of whether borrowers initiate the short sale process or respond to client outreach efforts, CoreLogic solutions help minimize loss severity. CoreLogic Proactive Short Sale Solution gives the company's clients greater control by enabling them to identify, contact, and inform qualified short sale candidates and manage the short sale to completion. CoreLogic applications help clients automate manual processes, improve borrower communication, and help ensure transparency (including audit trails) throughout the default cycle. For proactive and reactive short sales support, CoreLogic offers property valuation products and services tuned to valuing distressed properties, along with fraud detection tools. The combination helps the company's clients uncover flipping schemes and identity theft, income falsification, and borrowers feigning financial distress. Ideally, the company can provide clients with the information and analytical tools to detect and prevent loan default. But when early-stage intervention fails, CoreLogic will bring clients a wealth of products and services combined into solutions that fill clients' resource gaps and address their specific default servicing needs in the most cost-effective way possible. CoreLogic also offers 90-day post-sale monitoring to help clients enforce contract holding-period clauses and assess pricing accuracy. And to ensure proper documentation, the company can generate, deliver, and track state-specific loan documents. It can also load imaged packages into clients' systems and provide post-closing documentation support. Loan Modifications Foreclosure/Bankruptcy IntelliMods is a web-based loan modification application that automates and streamlines decision making and document generation to increase pull-through rates and provide auditable reporting and tracking. Intellimods enables clients to manage fluctuating volumes with the speed, clarity, and transparency required. Within minutes, a single loan or an entire loan portfolio can be easily uploaded, qualified, processed, sent to the borrower, and tracked. Detailed audit trails, along with imaging and indexing services, provide information you can use to answer any questions that arise. Because the company holds the nation's largest database of property, mortgage, and ownership information, it can offer an in-depth look at each property, including current loanto-value ratio, open liens, occupancy status, listing status, comparable sales, neighborhood analysis, and foreclosure activity. CoreLogic can also verify proper conveyance on securitized and non-securitized properties. SOLUTION PLATFORM Through its dedicated loan modification technology, full line of valuation products and services, and outsourcing services, CoreLogic helps clients create a smooth, efficient loan modification process capable of moving large volumes quickly. CoreLogic tools and services support proprietary investor, Freddie Mac, Fannie Mae, FHA, and Home Affordability Modification Plan (HAMP) loan modifications. Gain insight into distressed property values through industry-leading AVMs that leverage vast data resources and proprietary algorithms to deliver predicted values. In addition, micromarket analytics help clients determine the property's worth and best disposition strategy by providing an insider view of a property's surrounding neighborhood. Using a combination of automated technology and trained staff, CoreLogic can manage a complete array of transactions, documentation, reporting, and compliance demands to complete the foreclosure process. The company's automated default case management solution brings together the tools clients need on a single, customizable online platform, enabling you to collect, organize, store, and distribute essential information. The company also provides web-based electronic invoice management that allows clients to stay on top of every invoice at every step to monitor spending and accurately forecast liabilities. Real Estate Owned (REO) Management Property Valuation – From quick-look AVMs tuned to valuing distressed properties and property condition reports to BPOs and full appraisals, CoreLogic offers the full range of valuation products and services. Closing and Title Services – The company simplifies closing by offering a full suite of document solutions and the ability to provide top-market title curative and closing services. Expense Processing – CoreLogic can simplify REO accounting by handling expenses until closing, processing them electronically, and reconciling payments into a single bill. Valuations Residential Evaluation Report (RER) delivers a comprehensive viewpoint that is unavailable in any other valuation tool. It combines five different market value indicators plus a certified restricteduse residential appraisal into one product: 1. Broker Price Opinion (BPO) 2.GeoAVM Core 3.GeoAVM Distressed 4.Alternative Comparable Indicated Value Approach (IVA) 5.BPO IVA KEY BENEFITS With a comprehensive overview comprised of diverse indicators, RER provides lenders and servicers with the following benefits: »» Is a Restricted-Use Appraisal as defined by the USPAP »» Designed to assist lenders and servicers in meeting their compliance burdens under the December 2010 Interagency Appraisal and Evaluation Guidelines »» Provides big-picture market evaluation using five individual and independent market indicators plus a certified residential appraiser's market value assessment »» Delivers a credible and cost-effective alternative to traditional appraisals »» Decreases review time and increases staff productivity 71

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