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5 July 2025 July 2025 » themortgagepoint.com M T E C H position—whether refinancing to lower monthly payments or using equity for major expenses. Blend's Rapid Home Lending suite helps us meet them in those key moments with a fast, intuitive experience that reduces fallout and builds lasting loyalty." PHH can streamline operations and remain ahead of the next wave of loan demand with the Rapid suite of prod- ucts, which are built for speed, person- alization, and efficiency using Blend's digital banking platform at their core. When combined, they open up new possibilities that will allow PHH to: • Increase automation and opera‑ tional efficiency across loan teams through deep data connectivity that pre-fills borrower information and eliminates manual steps. • Improve ease of use for borrowers by surfacing personalized, pre-quali- fied offers at the start of the journey. • Strengthen customer retention and recapture by meeting borrower expectations for speed and simplici- ty, reducing fallout. "PHH Mortgage's adoption of Rapid Refi and Rapid Home Equity reflects the growing momentum among top-tier servicers who are prioritizing retention and digital transformation," said Nima Ghamsari, Co-Founder and CEO of Blend. "This moment in the industry marks a fundamental shift. Servicers are no longer just managing loans; they're investing in long-term customer relationships. And in today's market, speed matters more than ever. Borrow- ers are rate shopping in real time, and lenders have only minutes, not days, to engage them. The institutions that move fast and deliver seamless, personalized experiences will be the ones that win." ARCH MI AND WILQO BRING SEAMLESS CUSTOMER EXPERIENCE T o incorporate insurance rate quotation functionality into their Charlie platform, Arch Mort- gage Insurance Company (Arch MI) announced a collaborative partnership with Wilqo. This will allow lenders to easily access Arch MI RateStar pricing throughout the conventional mortgage financing process. "We are proud to be the first mortgage insurer to integrate directly with Wilqo's Charlie platform—giving lenders seamless access to our industry-leading RateStar risk-based MI pricing, exactly when and where they are needed," said Will Vickers, VP of Industry Technology at Arch MI. "By creating more efficient access, we help lenders close loans faster, which enables borrowers to achieve their dream of homeownership." Kelli Hodges, Head of Product at Wilqo, said, "Wilqo is redefining mort- gage lending. Now that users can access Arch MI pricing tools inside our Charlie platform, we are able to consolidate a previously disconnected process and significantly reduce time-to-close for mortgage applications." CORNERSTONE UNVEILS INTERACTIVE MORTGAGE STATE LICENSING MAP C ornerstone Licensing Services has released its new Mortgage State Licensing Map, an online interactive map that relieves mort- gage professionals of the burden of fragmented research and antiquated spreadsheets by giving lenders, brokers, and compliance teams up-to-date, state-by-state information on licensing requirements, surety bond amounts, registered agent obligations, and back- ground-check rules. "Regulatory requirements shift constantly, and missing a single update can be a business," said Christy Young Barger, Sr. Director of Licensing at Cor- nerstone Licensing Services. "Our Mort- gage State Licensing Map distills every state's statutes into plain-language, so clients can understand what the states will require of them. We are deciphering regulations." "Many homeowners today are still paying elevated mortgage rates or sitting on untapped home equity," —Colin Friday, SVP of Consumer Lending at PHH Mortgage