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MortgagePoint July 2025

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MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 6 July 2025 M T E C H Key Features & Benefits: • Comprehensive Coverage: All 50 states, Washington, D.C., and Puerto Rico are catalogued with state licensing sites, statues, licensing requirements, and ongoing renewal deadlines. • Surety Bond Calculator: Instantly view surety bond amounts required for each license class, saving hours of manual reference work. • Registered‑Agent Guidance: Clear explanations of resident-agent expectations and links to trusted service providers where applicable. • Background‑Check Requirements: Snapshot of fingerprinting, credit, and criminal-history standards so hiring managers can plan staffing timelines accurately. • Real‑Time Updates: Cornerstone's compliance analysts monitor legislative changes daily; the map reflects new rules the moment they take effect. "Every feature we build lightens the compliance load our clients carry," Barger added. "Whether you're entering one new state or all fifty, Cornerstone's technology and experts make sure you get licensed right—on time, every time." OPTIMAL BLUE INTRODUCES LEAD GENERATION TOOL FOR ORIGINATORS B y automatically reviewing entire portfolios each month and put- ting recapture chances directly in the hands of originators, Capture for Originators, which is available to Optimal Blue PPE users, can lower the manual work loan officers now spend evaluating refinance potential. "Instead of expecting originators to review all of their past clients to find refinance opportunities, we have given them a solution that automatically iden- tifies an opportunity, provides pricing options and generates a presentation to the borrower," said Mike Vough, Head of Corporate Strategy at Optimal Blue. "Capture gives originators an efficient, data-driven way to identify borrower savings and turn that opportunity into reality." A dashboard called Capture for Originators displays finished loans with refinance potential. It includes esti- mates of closing costs, borrower savings analysis, and break-even projections for various scenarios. Without the need for spreadsheets or manual data pulls, Capture enables loan officers to respond swiftly and precisely by automatically accounting for lender fees and current pricing from the Optimal Blue PPE. Capture for Originators creates pre- filled borrower outreach emails when an opportunity is found. These emails include a link to the lender's borrower intake form or point- of-sale experience, as well as a summary of the refinance options that are avail- able, supported by the industry-leading accuracy of the Optimal Blue PPE. Additionally, the technology makes it easier for originators to assess potential new refinances. Loan officers can initi- ate communication with recommended borrowers and assess their current loan by entering referral information directly into the Capture for Originators interface and sending an intake form to new prospects. Capture for Originators, created in collaboration with Uplist, contains all "Instead of expecting originators to review all of their past clients to find refinance opportunities, we have given them a solution that automatically identifies an opportunity, provides pricing options and generates a presentation to the borrower." —Mike Vough, Head of Corporate Strategy, Optimal Blue

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